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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Lehigh County, Pennsylvania

Fat Boy Data analyzed cash-out refinance activity in Lehigh County, Pennsylvania, home to Allentown, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,506 applications were decided by 195 lenders between 2023 and 2025.

Lehigh County at a glance

195Active lenders29 with 20+ decisions
69.4%Market approval rate2,433 of 3,506 decided
$155KTypical loanmedian lender, $10K brackets
94%Borrower take-up2,294 loans funded

How Lehigh County compares

Approval rate compared
Lehigh County69.4%Pennsylvania66.1%All 616 counties68.2%
Typical loan compared
Lehigh County$155KPennsylvania$145KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Lehigh County, PA, 612 of them.

That is 27% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Cmg Mortgage, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 21.

Approval rate of all 29 lenders with 20+ decisions here
0%25%50%75%100%One lender: 21% approved of 39One lender: 25% approved of 24Amerisave Mortgage Corporation: 31% approved of 210One lender: 33% approved of 67One lender: 38% approved of 48One lender: 41% approved of 22One lender: 43% approved of 117Newrez LLC: 47% approved of 175One lender: 51% approved of 89One lender: 54% approved of 28One lender: 55% approved of 20One lender: 62% approved of 24One lender: 65% approved of 75One lender: 65% approved of 26One lender: 66% approved of 35One lender: 68% approved of 91One lender: 69% approved of 99One lender: 69% approved of 118One lender: 70% approved of 23United Wholesale Mortgage, LLC: 71% approved of 172One lender: 81% approved of 21Rocket Mortgage, LLC: 81% approved of 779One lender: 83% approved of 41One lender: 86% approved of 86One lender: 91% approved of 23First Commonwealth Federal Credit Union: 95% approved of 230One lender: 97% approved of 72One lender: 100% approved of 22One lender: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Lehigh County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC81%631 / 77997%$155K612
2First Commonwealth Federal Credit Union95%218 / 23097%$75K212
3Amerisave Mortgage Corporation31%66 / 21097%$95K64
4Newrez LLC47%82 / 17599%$135K81
5United Wholesale Mortgage, LLCBroker only71%122 / 17296%$215K117

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 190 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Lehigh County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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