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investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in Montgomery County, Pennsylvania

Fat Boy Data analyzed investment home improvement loan activity in Montgomery County, Pennsylvania to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 407 applications were decided by 73 lenders between 2023 and 2025.

Montgomery County at a glance

73Active lenders5 with 20+ decisions
56.0%Market approval rate228 of 407 decided
$95KTypical loanmedian lender, $10K brackets
95%Borrower take-up216 loans funded

How Montgomery County compares

Approval rate compared
Montgomery County56.0%Pennsylvania50.2%All 616 counties51.2%
Typical loan compared
Montgomery County$95KPennsylvania$95KAll 616 counties$115K

What the data shows

Univest Bank and Trust Co. made the most investment home improvement loans in Montgomery County, PA, 38 of them.

Univest Bank and Trust Co. approved the highest share of applications among lenders with at least 20 decisions here, 79% of 48.

Lenders approved 56.0% of investment home improvement loan applications in Montgomery County, PA, 5.8 percentage points above the Pennsylvania rate of 50.2%.

No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 5 lenders with 20+ decisions here
0%25%50%75%100%Citizens Bank, National Association: 13% approved of 23American Heritage FCU: 36% approved of 28Wilmington Savings Fund Society, FSB: 60% approved of 20Trumark Credit Union: 62% approved of 52Univest Bank and Trust Co.: 79% approved of 48

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property improvement lenders in Montgomery County

LenderApprovalApprovedTaken upTypical loanLoans made
1Trumark Credit Union62%32 / 52100%$45K32
2Univest Bank and Trust Co.79%38 / 48100%$95K38
3American Heritage FCU36%10 / 28100%$55K10
4Citizens Bank, National Association13%3 / 23100%$205K3
5Wilmington Savings Fund Society, FSB60%12 / 20100%$155K12

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 68 more lenders.

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You are seeing the 5 largest investment home improvement loan lenders in Montgomery County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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