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investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in Racine County, Wisconsin

Fat Boy Data analyzed investment home improvement loan activity in Racine County, Wisconsin to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 82 applications were decided by 34 lenders between 2023 and 2025.

Racine County at a glance

34Active lenders0 with 20+ decisions
58.5%Market approval rate48 of 82 decided
$95KTypical loanmedian lender, $10K brackets
94%Borrower take-up45 loans funded

How Racine County compares

Approval rate compared
Racine County58.5%Wisconsin59.5%All 616 counties51.2%
Typical loan compared
Racine County$95KWisconsin$85KAll 616 counties$115K

What the data shows

Summit Credit Union made the most investment home improvement loans in Racine County, WI, 9 of them.

The typical investment home improvement loan here is $95K, 12% larger than the Wisconsin typical of $85K.

Investment property improvement lenders in Racine County

LenderApprovalApprovedTaken upTypical loanLoans made
1Summit Credit UnionLimited sample91%10 / 1190%$135K9
2Trustone Financial Credit UnionLimited sample75%6 / 883%$25K5
3Landmark Credit UnionLimited sample29%2 / 7100%$35K2
4BMO Bank National AssociationLimited sample29%2 / 7100%$95K2
5Navy Federal Credit UnionLimited sample25%1 / 4100%$15K1

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 29 more lenders.

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You are seeing the 5 largest investment home improvement loan lenders in Racine County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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  • Approval and take-up rates
  • Typical loan and full range
  • Nearest office and distance
  • Branch count and how to apply
  • How reachable each lender is

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