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investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Fulton County, Georgia

Fat Boy Data analyzed investment cash-out refinance activity in Fulton County, Georgia, home to Atlanta, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,604 applications were decided by 243 lenders between 2023 and 2025.

Fulton County at a glance

243Active lenders28 with 20+ decisions
63.8%Market approval rate1,662 of 2,604 decided
$215KTypical loanmedian lender, $10K brackets
90%Borrower take-up1,492 loans funded

How Fulton County compares

Approval rate compared
Fulton County63.8%Georgia67.9%All 616 counties73.1%
Typical loan compared
Fulton County$215KGeorgia$195KAll 616 counties$205K

What the data shows

Velocity Commercial Capital, LLC made the most investment cash-out refinances in Fulton County, GA, 82 of them.

Velocity Commercial Capital, LLC approved the highest share of applications among lenders with at least 20 decisions here, 94% of 87.

The typical investment cash-out refinance here is $215K, 10% larger than the Georgia typical of $195K.

Approval rate of all 28 lenders with 20+ decisions here
0%25%50%75%100%One lender: 19% approved of 73One lender: 20% approved of 59One lender: 29% approved of 42One lender: 30% approved of 27One lender: 34% approved of 67Homexpress Mortgage Corp.: 41% approved of 166One lender: 43% approved of 35Hometown Equity Mortgage, LLC: 48% approved of 102One lender: 50% approved of 32One lender: 63% approved of 38One lender: 63% approved of 30One lender: 64% approved of 74One lender: 64% approved of 75One lender: 65% approved of 40One lender: 65% approved of 26One lender: 65% approved of 55One lender: 68% approved of 37United Wholesale Mortgage, LLC: 68% approved of 203One lender: 69% approved of 32Rocket Mortgage, LLC: 78% approved of 98One lender: 81% approved of 21One lender: 81% approved of 37One lender: 83% approved of 24Ocmbc, Inc.: 84% approved of 109One lender: 87% approved of 46One lender: 89% approved of 53One lender: 94% approved of 87One lender: 100% approved of 35

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property cash-out lenders in Fulton County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only68%138 / 20398%$195K135
2Homexpress Mortgage Corp.Broker only41%68 / 16696%$275K65
3Ocmbc, Inc.Broker only84%92 / 10971%$245K65
4Hometown Equity Mortgage, LLC48%49 / 10298%$215K48
5Rocket Mortgage, LLC78%76 / 9896%$175K73

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 238 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment cash-out refinance lenders in Fulton County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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