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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Fulton County, Georgia

Fat Boy Data analyzed investment property refinance activity in Fulton County, Georgia, home to Atlanta, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,626 applications were decided by 217 lenders between 2023 and 2025.

Fulton County at a glance

217Active lenders19 with 20+ decisions
63.3%Market approval rate1,030 of 1,626 decided
$245KTypical loanmedian lender, $10K brackets
90%Borrower take-up925 loans funded

How Fulton County compares

Approval rate compared
Fulton County63.3%Georgia75.9%All 616 counties77.7%
Typical loan compared
Fulton County$245KGeorgia$195KAll 616 counties$235K

What the data shows

Kiavi Funding, Inc. made the most investment property refinances in Fulton County, GA, 207 of them.

Kiavi Funding, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 75% of 287.

Lenders approved 63.3% of investment property refinance applications in Fulton County, GA, 12.6 percentage points below the Georgia rate of 75.9%.

The typical investment property refinance here is $245K, 26% larger than the Georgia typical of $195K.

Approval rate of all 19 lenders with 20+ decisions here
0%25%50%75%100%One lender: 19% approved of 21One lender: 20% approved of 20One lender: 25% approved of 44One lender: 40% approved of 40Lendingone, LLC: 40% approved of 57One lender: 47% approved of 34One lender: 50% approved of 30United Wholesale Mortgage, LLC: 51% approved of 98Homexpress Mortgage Corp.: 53% approved of 47One lender: 59% approved of 32One lender: 60% approved of 40One lender: 64% approved of 28One lender: 68% approved of 28One lender: 69% approved of 29One lender: 69% approved of 29Kiavi Funding, Inc.: 75% approved of 287One lender: 75% approved of 20Ocmbc, Inc.: 83% approved of 59One lender: 100% approved of 26

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property refinance lenders in Fulton County

LenderApprovalApprovedTaken upTypical loanLoans made
1Kiavi Funding, Inc.75%215 / 28796%$195K207
2United Wholesale Mortgage, LLCBroker only51%50 / 9898%$265K49
3Ocmbc, Inc.Broker only83%49 / 5976%$245K37
4Lendingone, LLC40%23 / 57100%$215K23
5Homexpress Mortgage Corp.Broker only53%25 / 47100%$315K25

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 212 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment property refinance lenders in Fulton County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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