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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Gwinnett County, Georgia

Fat Boy Data analyzed cash-out refinance activity in Gwinnett County, Georgia, home to Peachtree Corners, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 13,959 applications were decided by 357 lenders between 2023 and 2025.

Gwinnett County at a glance

357Active lenders70 with 20+ decisions
64.3%Market approval rate8,982 of 13,959 decided
$215KTypical loanmedian lender, $10K brackets
94%Borrower take-up8,434 loans funded

How Gwinnett County compares

Approval rate compared
Gwinnett County64.3%Georgia64.2%All 616 counties68.2%
Typical loan compared
Gwinnett County$215KGeorgia$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Gwinnett County, GA, 2,501 of them.

That is 30% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Iserve Residential Lending, LLC approved the highest share of applications among lenders with at least 20 decisions here, 97% of 33.

The typical cash-out refinance here is $215K, 10% larger than the Georgia typical of $195K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 21% approved of 38One lender: 21% approved of 121One lender: 24% approved of 223Amerisave Mortgage Corporation: 26% approved of 984American Financing Corporation: 29% approved of 658One lender: 36% approved of 75One lender: 37% approved of 147One lender: 39% approved of 466One lender: 42% approved of 43One lender: 43% approved of 23Newrez LLC: 45% approved of 630One lender: 46% approved of 28One lender: 50% approved of 279One lender: 50% approved of 24One lender: 51% approved of 109One lender: 53% approved of 45One lender: 53% approved of 101One lender: 56% approved of 115One lender: 57% approved of 315One lender: 60% approved of 212One lender: 62% approved of 45One lender: 64% approved of 28One lender: 66% approved of 29One lender: 66% approved of 226One lender: 67% approved of 42One lender: 67% approved of 425One lender: 68% approved of 47One lender: 69% approved of 125One lender: 70% approved of 46One lender: 70% approved of 438One lender: 71% approved of 158One lender: 71% approved of 28United Wholesale Mortgage, LLC: 72% approved of 1,018One lender: 72% approved of 381One lender: 73% approved of 26One lender: 73% approved of 30One lender: 74% approved of 78One lender: 76% approved of 33One lender: 76% approved of 87One lender: 76% approved of 42One lender: 78% approved of 36One lender: 78% approved of 32One lender: 80% approved of 35One lender: 80% approved of 332One lender: 80% approved of 51One lender: 80% approved of 51One lender: 81% approved of 57Rocket Mortgage, LLC: 81% approved of 3,195One lender: 84% approved of 44One lender: 84% approved of 32One lender: 85% approved of 34One lender: 85% approved of 137One lender: 88% approved of 26One lender: 89% approved of 74One lender: 92% approved of 72One lender: 93% approved of 83One lender: 94% approved of 51One lender: 96% approved of 25One lender: 97% approved of 33One lender: 98% approved of 40

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Gwinnett County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC81%2,603 / 3,19596%$175K2,501
2United Wholesale Mortgage, LLCBroker only72%732 / 1,01897%$275K707
3Amerisave Mortgage Corporation26%257 / 98496%$165K248
4American Financing Corporation29%191 / 65877%$255K148
5Newrez LLC45%285 / 63097%$135K277

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 352 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Gwinnett County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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