Investment property improvement lenders in Macon County, Illinois
Fat Boy Data analyzed investment home improvement loan activity in Macon County, Illinois, home to Decatur, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 58 applications were decided by 20 lenders between 2023 and 2025.
Macon County at a glance
How Macon County compares
What the data shows
Buena Vista National Bank made the most investment home improvement loans in Macon County, IL, 17 of them.
That is 41% of every investment home improvement loan originated here, so this market is unusually concentrated in one lender.
Lenders approved 70.7% of investment home improvement loan applications in Macon County, IL, 24.3 percentage points above the Illinois rate of 46.4%.
The typical investment home improvement loan here is $55K, 42% smaller than the Illinois typical of $95K.
Investment property improvement lenders in Macon County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Buena Vista National BankLimited sample | 100% | 17 / 17 | 100% | $115K | 17 |
| 2 | First Mid Bank & Trust, National AssociationLimited sample | 86% | 6 / 7 | 100% | $45K | 6 |
| 3 | Citizens Equity First Credit UnionLimited sample | 20% | 1 / 5 | 100% | $25K | 1 |
| 4 | Regions BankLimited sample | 0% | 0 / 3 | — | — | 0 |
| 5 | First National Bank of PanaLimited sample | 100% | 3 / 3 | 100% | $25K | 3 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 15 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest investment home improvement loan lenders in Macon County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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- Approval rate and borrower take-up
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- Branch count and application options
- How easy each lender is to reach
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