DuPage Credit Union mortgage approval rate & lending review
DuPage Credit Union decided 1,735 mortgage applications and funded 1,250 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions DuPage Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
DuPage Credit Union at a glance
Approval is 4.9 points above the 68.2% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 75% | 164 / 220 | 97% | $255K | 159 |
| Home improvement loans | 78% | 725 / 935 | 99% | $75K | 715 |
| Cash-out refinance | 68% | 323 / 475 | 99% | $125K | 320 |
| Refinance | 62% | 38 / 61 | 100% | $275K | 38 |
DuPage Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Illinois | 73% | $75K | 1,730 | 1,250 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where DuPage Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| DuPage County, IL | Home improvement loans | 81% | 559 | 448 |
| DuPage County, IL | Cash-out refinance | 74% | 285 | 209 |
| Will County, IL | Home improvement loans | 74% | 113 | 84 |
| Kane County, IL | Home improvement loans | 81% | 101 | 81 |
| DuPage County, IL | Mortgage lenders | 69% | 113 | 75 |
| Cook County, IL | Home improvement loans | 58% | 81 | 45 |
| Kane County, IL | Cash-out refinance | 80% | 49 | 39 |
| Will County, IL | Cash-out refinance | 59% | 58 | 34 |
| Kendall County, IL | Home improvement loans | 68% | 40 | 27 |
| DuPage County, IL | Refinance | 65% | 31 | 20 |
| McHenry County, IL | Home improvement loans | 77% | 22 | 17 |
| Kendall County, IL | Cash-out refinance | 56% | 25 | 14 |
The county markets where DuPage Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about DuPage Credit Union
What is DuPage Credit Union's mortgage approval rate?
DuPage Credit Union approved 73.1% of the 1,735 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 4.9 points above the 68.2% national rate for the same mix of loan types.
How often do borrowers take the loan DuPage Credit Union offers?
Borrowers accepted 99% of the loans DuPage Credit Union approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does DuPage Credit Union make?
The typical home improvement loan loan DuPage Credit Union made was $75K; across all loan types its typical loan ran from $75K to $275K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does DuPage Credit Union lend?
DuPage Credit Union decided applications in 6 of the states Fat Boy Data covers, most of them in Illinois, Arizona and Georgia.
Can I apply to DuPage Credit Union directly?
Yes. DuPage Credit Union is a bank or credit union with 5 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show DuPage Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how DuPage Credit Union treats applications, then get a rate quote from the lender.