Investment property refinance lenders in Macon County, Illinois
Fat Boy Data analyzed investment property refinance activity in Macon County, Illinois, home to Decatur, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 70 applications were decided by 17 lenders between 2023 and 2025.
Macon County at a glance
How Macon County compares
What the data shows
First National Bank of Pana made the most investment property refinances in Macon County, IL, 10 of them.
Lenders approved 68.6% of investment property refinance applications in Macon County, IL, 12.8 percentage points below the Illinois rate of 81.4%.
The typical investment property refinance here is $85K, 48% smaller than the Illinois typical of $165K.
Investment property refinance lenders in Macon County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | United Wholesale Mortgage, LLCBroker only | 0% | 0 / 19 | — | — | 0 |
| 2 | First National Bank of PanaLimited sample | 100% | 10 / 10 | 100% | $105K | 10 |
| 3 | Land of Lincoln Credit UnionLimited sample | 100% | 10 / 10 | 100% | $45K | 10 |
| 4 | Kiavi Funding, Inc.Limited sample | 100% | 8 / 8 | 100% | $85K | 8 |
| 5 | Buena Vista National BankLimited sample | 80% | 4 / 5 | 100% | $95K | 4 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 12 more lenders.
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You are seeing the 5 largest investment property refinance lenders in Macon County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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