1St Priority Mortgage, Inc. mortgage approval rate & lending review
1St Priority Mortgage, Inc. decided 4,005 mortgage applications and funded 3,787 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions 1St Priority Mortgage, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to 1stprioritymortgage.com.
1St Priority Mortgage, Inc. at a glance
Approval is 8.1 points above the 87.2% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 3,552 / 3,720 | 99% | $235K | 3,526 |
| Cash-out refinance | 86% | 37 / 43 | 97% | $215K | 36 |
| Refinance | 94% | 30 / 32 | 100% | $275K | 30 |
| Investment property purchase | 95% | 182 / 192 | 98% | $175K | 179 |
1St Priority Mortgage, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New York | 95% | $235K | 3,833 | 3,629 |
| New Jersey | 97% | $515K | 123 | 116 |
| Connecticut | 85% | $505K | 27 | 22 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where 1St Priority Mortgage, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Erie County, NY | Mortgage lenders | 96% | 1,087 | 1,042 |
| Monroe County, NY | Mortgage lenders | 96% | 648 | 621 |
| Niagara County, NY | Mortgage lenders | 92% | 317 | 291 |
| Broome County, NY | Mortgage lenders | 95% | 261 | 247 |
| Onondaga County, NY | Mortgage lenders | 99% | 204 | 200 |
| Rockland County, NY | Mortgage lenders | 96% | 155 | 149 |
| Orange County, NY | Mortgage lenders | 92% | 145 | 134 |
| Suffolk County, NY | Mortgage lenders | 98% | 123 | 120 |
| Tompkins County, NY | Mortgage lenders | 97% | 110 | 106 |
| Westchester County, NY | Mortgage lenders | 96% | 90 | 84 |
| Ontario County, NY | Mortgage lenders | 95% | 65 | 62 |
| Erie County, NY | Investment property purchase | 93% | 54 | 49 |
The county markets where 1St Priority Mortgage, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about 1St Priority Mortgage, Inc.
What is 1St Priority Mortgage, Inc.'s mortgage approval rate?
1St Priority Mortgage, Inc. approved 95.3% of the 4,005 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 8.1 points above the 87.2% national rate for the same mix of loan types.
How often do borrowers take the loan 1St Priority Mortgage, Inc. offers?
Borrowers accepted 99% of the loans 1St Priority Mortgage, Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does 1St Priority Mortgage, Inc. make?
The typical home purchase mortgage loan 1St Priority Mortgage, Inc. made was $235K; across all loan types its typical loan ran from $175K to $275K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does 1St Priority Mortgage, Inc. lend?
1St Priority Mortgage, Inc. decided applications in 5 of the states Fat Boy Data covers, most of them in New York, New Jersey and Connecticut.
Can I apply to 1St Priority Mortgage, Inc. directly?
Yes. 1St Priority Mortgage, Inc. reports as a direct lender that takes applications from borrowers. Its website is 1stprioritymortgage.com.
Does this page show 1St Priority Mortgage, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how 1St Priority Mortgage, Inc. treats applications, then get a rate quote from the lender.