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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Niagara County, New York

Fat Boy Data analyzed home purchase mortgage activity in Niagara County, New York, home to Niagara Falls, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 6,118 applications were decided by 140 lenders between 2023 and 2025.

Niagara County at a glance

140Active lenders39 with 20+ decisions
87.1%Market approval rate5,330 of 6,118 decided
$195KTypical loanmedian lender, $10K brackets
97%Borrower take-up5,146 loans funded

How Niagara County compares

Approval rate compared
Niagara County87.1%New York87.7%All 616 counties87.6%
Typical loan compared
Niagara County$195KNew York$495KAll 616 counties$335K

What the data shows

Premium Mortgage Corporation made the most home purchase mortgages in Niagara County, NY, 791 of them.

Premium Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 98% of 808.

The typical home purchase mortgage here is $195K, 61% smaller than the New York typical of $495K.

Approval rate of all 39 lenders with 20+ decisions here
0%25%50%75%100%One lender: 23% approved of 96One lender: 30% approved of 143One lender: 38% approved of 88One lender: 52% approved of 21One lender: 60% approved of 209One lender: 68% approved of 34One lender: 73% approved of 30One lender: 76% approved of 118One lender: 81% approved of 31One lender: 82% approved of 50One lender: 82% approved of 39One lender: 83% approved of 23One lender: 83% approved of 23One lender: 83% approved of 83One lender: 85% approved of 95One lender: 86% approved of 269KeyBank National Association: 87% approved of 311One lender: 88% approved of 24One lender: 88% approved of 65One lender: 88% approved of 50One lender: 89% approved of 89Manufacturers and Traders Trust Company: 91% approved of 507One lender: 92% approved of 39One lender: 92% approved of 1451St Priority Mortgage, Inc.: 92% approved of 317One lender: 93% approved of 189One lender: 93% approved of 44One lender: 94% approved of 106One lender: 95% approved of 38United Wholesale Mortgage, LLC: 95% approved of 726One lender: 95% approved of 83One lender: 95% approved of 63One lender: 96% approved of 25One lender: 96% approved of 77One lender: 96% approved of 223One lender: 96% approved of 56One lender: 97% approved of 29One lender: 97% approved of 300Premium Mortgage Corporation: 98% approved of 808

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Mortgage lenders in Niagara County

LenderApprovalApprovedTaken upTypical loanLoans made
1Premium Mortgage Corporation98%793 / 808100%$205K791
2United Wholesale Mortgage, LLCBroker only95%690 / 72699%$205K686
3Manufacturers and Traders Trust Company91%459 / 50799%$195K455
41St Priority Mortgage, Inc.92%293 / 31799%$205K291
5KeyBank National Association87%271 / 31199%$195K269

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 135 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home purchase mortgage lenders in Niagara County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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