ABNB Federal Credit Union mortgage approval rate & lending review
ABNB Federal Credit Union decided 1,166 mortgage applications and funded 812 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions ABNB Federal Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
ABNB Federal Credit Union at a glance
Approval is 4.5 points above the 67.0% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 83% | 62 / 75 | 97% | $375K | 60 |
| Home improvement loans | 68% | 447 / 659 | 97% | $65K | 434 |
| Cash-out refinance | 66% | 25 / 38 | 100% | $85K | 25 |
| Refinance | 88% | 240 / 273 | 98% | $1.03M | 235 |
| Investment home improvement | 50% | 51 / 102 | 96% | $75K | 49 |
ABNB Federal Credit Union lending by state
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where ABNB Federal Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Virginia Beach city, VA | Home improvement loans | 69% | 325 | 220 |
| Chesapeake city, VA | Home improvement loans | 71% | 195 | 134 |
| Loudoun County, VA | Refinance | 97% | 135 | 131 |
| Norfolk city, VA | Home improvement loans | 66% | 98 | 61 |
| Virginia Beach city, VA | Refinance | 68% | 47 | 32 |
| Chesapeake city, VA | Refinance | 72% | 36 | 25 |
| Virginia Beach city, VA | Investment home improvement | 57% | 42 | 23 |
| Norfolk city, VA | Investment home improvement | 48% | 27 | 12 |
The county markets where ABNB Federal Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about ABNB Federal Credit Union
What is ABNB Federal Credit Union's mortgage approval rate?
ABNB Federal Credit Union approved 71.5% of the 1,166 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 4.5 points above the 67.0% national rate for the same mix of loan types.
How often do borrowers take the loan ABNB Federal Credit Union offers?
Borrowers accepted 97% of the loans ABNB Federal Credit Union approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does ABNB Federal Credit Union make?
The typical home improvement loan loan ABNB Federal Credit Union made was $65K; across all loan types its typical loan ran from $65K to $1.03M. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does ABNB Federal Credit Union lend?
ABNB Federal Credit Union decided applications in 10 of the states Fat Boy Data covers, most of them in Virginia, Maryland and Delaware.
Can I apply to ABNB Federal Credit Union directly?
Yes. ABNB Federal Credit Union is a bank or credit union with 16 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show ABNB Federal Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how ABNB Federal Credit Union treats applications, then get a rate quote from the lender.