Lender profile · HMDA 2023–2025
ABNB Federal Credit Union mortgage approval rates & lending data
ABNB Federal Credit Union decided 1,166 mortgage applications and funded 812 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 83% | 62 / 75 | 97% | $375K | 60 |
| Home improvement loans | 68% | 447 / 659 | 97% | $65K | 434 |
| Cash-out refinance | 66% | 25 / 38 | 100% | $85K | 25 |
| Refinance | 88% | 240 / 273 | 98% | $1.03M | 235 |
| Investment home improvement | 50% | 51 / 102 | 96% | $75K | 49 |
ABNB Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Virginia | 71% | $65K | 1,113 | 772 |
| Maryland | 90% | $615K | 31 | 28 |
| Delaware | 100% | $525K | 12 | 10 |
| North Carolina | 67% | $205K | 3 | 2 |
| California | 0% | — | 2 | 0 |
| Missouri | 0% | — | 1 | 0 |
| Ohio | 0% | — | 1 | 0 |
| South Carolina | 0% | — | 1 | 0 |
| Tennessee | 0% | — | 1 | 0 |
| Texas | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.