refinance lenders · HMDA 2023–2025

Refinance lenders in Virginia Beach city, Virginia

Fat Boy Data analyzed mortgage refinance activity in Virginia Beach city, Virginia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,670 applications were decided by 209 lenders between 2023 and 2025.

Virginia Beach city at a glance

209Active lenders40 with 20+ decisions
79.7%Market approval rate3,724 of 4,670 decided
$325KTypical loanmedian lender, $10K brackets
90%Borrower take-up3,366 loans funded

How Virginia Beach city compares

Approval rate compared
Virginia Beach city79.7%Virginia79.3%All 616 counties76.5%
Typical loan compared
Virginia Beach city$325KVirginia$395KAll 616 counties$295K

What the data shows

Freedom Mortgage Corporation made the most mortgage refinances in Virginia Beach city, VA, 232 of them.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 28.

The typical mortgage refinance here is $325K, 18% smaller than the Virginia typical of $395K.

Approval rate of all 40 lenders with 20+ decisions here
0%25%50%75%100%One lender: 30% approved of 70One lender: 46% approved of 94One lender: 57% approved of 214One lender: 61% approved of 28One lender: 61% approved of 23One lender: 65% approved of 101One lender: 66% approved of 158Truist Bank: 67% approved of 307One lender: 67% approved of 123One lender: 68% approved of 47One lender: 69% approved of 115One lender: 69% approved of 29One lender: 69% approved of 59One lender: 71% approved of 24Chartway Federal Credit Union: 72% approved of 274One lender: 75% approved of 20One lender: 80% approved of 35One lender: 81% approved of 125One lender: 83% approved of 29One lender: 84% approved of 51One lender: 85% approved of 27Rocket Mortgage, LLC: 85% approved of 260One lender: 86% approved of 134One lender: 88% approved of 33One lender: 88% approved of 25One lender: 89% approved of 37One lender: 89% approved of 28One lender: 91% approved of 22One lender: 91% approved of 47One lender: 92% approved of 134One lender: 92% approved of 208One lender: 92% approved of 142United Wholesale Mortgage, LLC: 93% approved of 476One lender: 95% approved of 20One lender: 96% approved of 24Freedom Mortgage Corporation: 96% approved of 326One lender: 97% approved of 32One lender: 98% approved of 44One lender: 100% approved of 28One lender: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Virginia Beach city

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only93%441 / 47693%$365K410
2Freedom Mortgage Corporation96%313 / 32674%$365K232
3Truist Bank67%206 / 30793%$135K192
4Chartway Federal Credit Union72%198 / 27492%$95K182
5Rocket Mortgage, LLC85%222 / 26089%$325K198

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 204 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Virginia Beach city. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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