refinance lenders · HMDA 2023–2025

Refinance lenders in Virginia Beach city, Virginia

Fat Boy Data analyzed mortgage refinance activity in Virginia Beach city, Virginia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,670 applications were decided by 209 lenders between 2023 and 2025.

Virginia Beach city at a glance

209Active lenders40 with 20+ decisions
79.7%Market approval rate3,724 of 4,670 decided
$325KTypical loanmedian lender, $10K brackets
90%Borrower take-up3,366 loans funded

How Virginia Beach city compares

Approval rate compared
Virginia Beach city79.7%Virginia79.3%All 616 counties76.5%
Typical loan compared
Virginia Beach city$325KVirginia$395KAll 616 counties$295K

What the data shows

Freedom Mortgage Corporation made the most mortgage refinances in Virginia Beach city, VA, 232 of them.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 28.

The typical mortgage refinance here is $325K, 18% smaller than the Virginia typical of $395K.

Approval rate of all 40 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 30% approved of 70Lakeview Loan Servicing, LLC: 46% approved of 94Mortgage Research Center, LLC: 57% approved of 214Citizens Bank, National Association: 61% approved of 28Pentagon Federal Credit Union: 61% approved of 23Navy Federal Credit Union: 65% approved of 101Bank of America, National Association: 66% approved of 158Truist Bank: 67% approved of 307Dollar Bank, Federal Savings Bank: 67% approved of 123ABNB Federal Credit Union: 68% approved of 47PNC Bank, National Association: 69% approved of 115Wells Fargo Bank, National Association: 69% approved of 29Southern Bank and Trust Company: 69% approved of 59Third Federal Savings And Loan Association Of Cleveland: 71% approved of 24Chartway Federal Credit Union: 72% approved of 274Milend, Inc.: 75% approved of 20Atlantic Union Bank: 80% approved of 35Newrez LLC: 81% approved of 125Fulton Bank, National Association: 83% approved of 29Capital Center, L.L.C.: 84% approved of 51Cmg Mortgage, Inc.: 85% approved of 27Rocket Mortgage, LLC: 85% approved of 260Langley Federal Credit Union: 86% approved of 134Mutual of Omaha Mortgage, Inc.: 88% approved of 331St Advantage Federal Credit Union: 88% approved of 25Planet Home Lending, LLC: 89% approved of 37Nationstar Mortgage LLC: 89% approved of 28LoanUnited.com, LLC: 91% approved of 22Newport News Shipbuilding Employees Credit Union, Inc. Dba Bayport Credit Union: 91% approved of 47Village Capital & Investment LLC: 92% approved of 134Pennymac Loan Services, LLC: 92% approved of 208TowneBank: 92% approved of 142United Wholesale Mortgage, LLC: 93% approved of 476Amerihome Mortgage Company, LLC: 95% approved of 20Loandepot.Com, LLC: 96% approved of 24Freedom Mortgage Corporation: 96% approved of 326American Neighborhood Mortgage Acceptance Company LLC: 97% approved of 32Atlantic Bay Mortgage Group, L.L.C.: 98% approved of 44Crosscountry Mortgage, LLC: 100% approved of 28Beach Municipal Federal Credit Union: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Virginia Beach city

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only93%441 / 47693%$365K410
2Freedom Mortgage Corporation96%313 / 32674%$365K232
3Truist Bank67%206 / 30793%$135K192
4Chartway Federal Credit Union72%198 / 27492%$95K182
5Rocket Mortgage, LLC85%222 / 26089%$325K198

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 204 more lenders.

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