Home improvement loan lenders in Virginia Beach city, Virginia
Fat Boy Data analyzed home improvement loan activity in Virginia Beach city, Virginia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,472 applications were decided by 97 lenders between 2023 and 2025.
Virginia Beach city at a glance
How Virginia Beach city compares
What the data shows
Navy Federal Credit Union made the most home improvement loans in Virginia Beach city, VA, 1,187 of them.
That is 33% of every home improvement loan originated here, so this market is unusually concentrated in one lender.
Beach Municipal Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 31.
The typical home improvement loan here is $65K, 24% smaller than the Virginia typical of $85K.
No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Home improvement loan lenders in Virginia Beach city
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Navy Federal Credit Union | 75% | 1,226 / 1,627 | 97% | $65K | 1,187 |
| 2 | Bank of America, National Association | 43% | 190 / 444 | 98% | $95K | 186 |
| 3 | Chartway Federal Credit Union | 69% | 286 / 413 | 91% | $65K | 261 |
| 4 | Langley Federal Credit Union | 82% | 308 / 376 | 100% | $65K | 308 |
| 5 | ABNB Federal Credit Union | 69% | 223 / 325 | 99% | $65K | 220 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 92 more lenders.
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You are seeing the 5 largest home improvement loan lenders in Virginia Beach city. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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