Lender profile · HMDA 2023–2025
Academy Bank, National Association mortgage approval rates & lending data
Academy Bank, National Association decided 862 mortgage applications and funded 807 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 620 / 654 | 100% | $425K | 619 |
| Cash-out refinance | 84% | 46 / 55 | 100% | $385K | 46 |
| Refinance | 88% | 60 / 68 | 98% | $415K | 59 |
| Investment property purchase | 97% | 71 / 73 | 100% | $255K | 71 |
Academy Bank, National Association lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Kansas | 93% | $425K | 327 | 305 |
| Missouri | 92% | $305K | 188 | 172 |
| Arizona | 97% | $455K | 64 | 62 |
| Colorado | 96% | $585K | 53 | 51 |
| Minnesota | 96% | $325K | 27 | 26 |
| Florida | 90% | $325K | 20 | 18 |
| Texas | 95% | $445K | 20 | 19 |
| Washington | 100% | $515K | 14 | 14 |
| Tennessee | 100% | $645K | 11 | 11 |
| Wisconsin | 100% | $385K | 9 | 9 |
| California | 75% | $465K | 8 | 6 |
| Georgia | 100% | $405K | 8 | 8 |
| South Carolina | 100% | $415K | 8 | 8 |
| Indiana | 100% | $275K | 7 | 7 |
| Nebraska | 100% | $365K | 7 | 7 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.