Lender profile · HMDA 2023–2025
Advia Credit Union mortgage approval rates & lending data
Advia Credit Union decided 5,079 mortgage applications and funded 3,562 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 63% | 176 / 280 | 98% | $155K | 172 |
| Home improvement loans | 66% | 1,640 / 2,493 | 97% | $55K | 1,585 |
| Refinance | 82% | 1,803 / 2,202 | 98% | $95K | 1,758 |
| Investment property purchase | 75% | 21 / 28 | 95% | $275K | 20 |
| Investment refinance | 56% | 14 / 25 | 79% | $125K | 11 |
| Investment home improvement | 28% | 13 / 47 | 92% | $85K | 12 |
Advia Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Michigan | 71% | $95K | 3,340 | 2,283 |
| Wisconsin | 77% | $75K | 1,207 | 904 |
| Illinois | 73% | $105K | 513 | 367 |
| Florida | 69% | $75K | 13 | 8 |
| Pennsylvania | 0% | — | 2 | 0 |
| Indiana | 0% | — | 1 | 0 |
| Louisiana | 0% | — | 1 | 0 |
| South Dakota | 0% | — | 1 | 0 |
| Texas | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.