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refinance lenders · HMDA 2023–2025

Refinance lenders in McHenry County, Illinois

Fat Boy Data analyzed mortgage refinance activity in McHenry County, Illinois to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,027 applications were decided by 227 lenders between 2023 and 2025.

McHenry County at a glance

227Active lenders35 with 20+ decisions
80.0%Market approval rate2,420 of 3,027 decided
$255KTypical loanmedian lender, $10K brackets
94%Borrower take-up2,284 loans funded

How McHenry County compares

Approval rate compared
McHenry County80.0%Illinois78.8%All 616 counties76.5%
Typical loan compared
McHenry County$255KIllinois$285KAll 616 counties$295K

What the data shows

Fifth Third Bank, National Association made the most mortgage refinances in McHenry County, IL, 126 of them.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 54.

The typical mortgage refinance here is $255K, 11% smaller than the Illinois typical of $285K.

Approval rate of all 35 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 40% approved of 96Third Federal Savings And Loan Association Of Cleveland: 47% approved of 30Lakeview Loan Servicing, LLC: 53% approved of 85Newrez LLC: 56% approved of 59Bank of America, National Association: 58% approved of 50Old National Bank: 62% approved of 78Associated Bank, National Association: 62% approved of 26Mortgage Research Center, LLC: 63% approved of 43U.S. Bank National Association: 66% approved of 29Fifth Third Bank, National Association: 67% approved of 197The Huntington National Bank: 68% approved of 53Alliant Credit Union: 73% approved of 26First American Bank: 73% approved of 64Loandepot.Com, LLC: 76% approved of 21PNC Bank, National Association: 77% approved of 104Baxter Credit Union: 78% approved of 23Advia Credit Union: 79% approved of 124Rocket Mortgage, LLC: 84% approved of 148First National Bank of Omaha: 85% approved of 117American Pacific Mortgage Corporation: 85% approved of 20Fairway Independent Mortgage Corporation: 90% approved of 51United Wholesale Mortgage, LLC: 90% approved of 228Village Capital & Investment LLC: 91% approved of 35Mutual of Omaha Mortgage, Inc.: 92% approved of 25Pennymac Loan Services, LLC: 93% approved of 67Nationstar Mortgage LLC: 93% approved of 30Union Home Mortgage Corp.: 94% approved of 32Home State Bank, National Association: 94% approved of 33JPMorgan Chase Bank, National Association: 94% approved of 84Barrington Bank & Trust Company, National Association: 95% approved of 41Freedom Mortgage Corporation: 97% approved of 92Guaranteed Rate, Inc.: 99% approved of 79Crosscountry Mortgage, LLC: 100% approved of 54GREENSTATE Credit Union: 100% approved of 34Guild Mortgage Company LLC: 100% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in McHenry County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only90%206 / 22898%$325K202
2Fifth Third Bank, National Association67%132 / 19795%$105K126
3Rocket Mortgage, LLC84%124 / 14894%$275K116
4Advia Credit Union79%98 / 12499%$105K97
5First National Bank of Omaha85%99 / 11795%$65K94

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 222 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in McHenry County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for McHenry County

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Nearby markets

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