refinance lenders · HMDA 2023–2025

Refinance lenders in St. Clair County, Michigan

Fat Boy Data analyzed mortgage refinance activity in St. Clair County, Michigan, home to Port Huron, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,854 applications were decided by 140 lenders between 2023 and 2025.

St. Clair County at a glance

140Active lenders18 with 20+ decisions
79.0%Market approval rate1,465 of 1,854 decided
$155KTypical loanmedian lender, $10K brackets
93%Borrower take-up1,364 loans funded

How St. Clair County compares

Approval rate compared
St. Clair County79.0%Michigan78.1%All 616 counties76.5%
Typical loan compared
St. Clair County$155KMichigan$145KAll 616 counties$295K

What the data shows

Advia Credit Union made the most mortgage refinances in St. Clair County, MI, 207 of them.

Freedom Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 97% of 38.

Approval rate of all 18 lenders with 20+ decisions here
0%25%50%75%100%One lender: 38% approved of 29One lender: 56% approved of 25One lender: 62% approved of 47One lender: 71% approved of 38One lender: 71% approved of 45The Huntington National Bank: 71% approved of 136Rocket Mortgage, LLC: 79% approved of 174Advia Credit Union: 80% approved of 273One lender: 83% approved of 63One lender: 84% approved of 83Fifth Third Bank, National Association: 85% approved of 124United Wholesale Mortgage, LLC: 87% approved of 152One lender: 88% approved of 25One lender: 90% approved of 30One lender: 90% approved of 20One lender: 94% approved of 89One lender: 95% approved of 41One lender: 97% approved of 38

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in St. Clair County

LenderApprovalApprovedTaken upTypical loanLoans made
1Advia Credit Union80%218 / 27395%$95K207
2Rocket Mortgage, LLC79%137 / 17492%$215K126
3United Wholesale Mortgage, LLCBroker only87%132 / 15293%$255K123
4The Huntington National Bank71%97 / 13692%$105K89
5Fifth Third Bank, National Association85%105 / 12499%$85K104

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 135 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in St. Clair County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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