Lender profile · HMDA 2023–2025
Ameriserv Financial Bank mortgage approval rates & lending data
Ameriserv Financial Bank decided 993 mortgage applications and funded 775 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 266 / 283 | 99% | $175K | 264 |
| Home improvement loans | 71% | 245 / 346 | 99% | $65K | 242 |
| Refinance | 76% | 213 / 282 | 99% | $105K | 211 |
| Investment property purchase | 82% | 31 / 38 | 97% | $185K | 30 |
Ameriserv Financial Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Pennsylvania | 80% | $105K | 954 | 753 |
| Maryland | 57% | $105K | 28 | 16 |
| West Virginia | 50% | $85K | 6 | 3 |
| Florida | 100% | $2M | 4 | 3 |
| Ohio | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.