Ameritrust Mortgage Corporation mortgage approval rate & lending review
Ameritrust Mortgage Corporation decided 5,912 mortgage applications and funded 5,496 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Ameritrust Mortgage Corporation reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to ameritrust.com.
Ameritrust Mortgage Corporation at a glance
Approval is 12.5 points above the 81.5% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 2,316 / 2,434 | 100% | $455K | 2,305 |
| Cash-out refinance | 93% | 461 / 496 | 98% | $545K | 454 |
| Refinance | 93% | 291 / 314 | 100% | $735K | 290 |
| Investment property purchase | 95% | 888 / 932 | 98% | $275K | 871 |
| Investment cash-out refinance | 93% | 1,181 / 1,275 | 98% | $275K | 1,161 |
| Investment refinance | 91% | 420 / 461 | 99% | $325K | 415 |
Ameritrust Mortgage Corporation lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 95% | $625K | 2,682 | 2,533 |
| Florida | 93% | $385K | 739 | 674 |
| Texas | 90% | $245K | 366 | 327 |
| Maryland | 97% | $155K | 269 | 261 |
| Arizona | 93% | $315K | 141 | 126 |
| Louisiana | 98% | $225K | 130 | 127 |
| Illinois | 94% | $245K | 106 | 100 |
| Pennsylvania | 91% | $205K | 101 | 89 |
| Ohio | 96% | $185K | 99 | 94 |
| Georgia | 92% | $275K | 95 | 86 |
| North Carolina | 89% | $295K | 89 | 76 |
| Tennessee | 94% | $135K | 88 | 81 |
| Wisconsin | 91% | $265K | 85 | 75 |
| New Jersey | 93% | $335K | 84 | 78 |
| Michigan | 89% | $185K | 82 | 73 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Ameritrust Mortgage Corporation lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Los Angeles County, CA | Investment cash-out refinance | 91% | 152 | 138 |
| Contra Costa County, CA | Mortgage lenders | 96% | 126 | 121 |
| San Joaquin County, CA | Mortgage lenders | 99% | 113 | 112 |
| Alameda County, CA | Mortgage lenders | 99% | 96 | 95 |
| Los Angeles County, CA | Investment property purchase | 91% | 107 | 93 |
| Baltimore County, MD | Investment property purchase | 100% | 81 | 81 |
| Baltimore city, MD | Investment property purchase | 100% | 81 | 81 |
| Cook County, IL | Investment cash-out refinance | 98% | 48 | 47 |
| East Baton Rouge Parish, LA | Mortgage lenders | 100% | 46 | 46 |
| Los Angeles County, CA | Investment refinance | 89% | 45 | 39 |
| Maricopa County, AZ | Investment cash-out refinance | 97% | 31 | 30 |
| San Bernardino County, CA | Investment cash-out refinance | 91% | 32 | 28 |
The county markets where Ameritrust Mortgage Corporation made the most loans. Each link opens that market with every lender ranked.
Questions about Ameritrust Mortgage Corporation
What is Ameritrust Mortgage Corporation's mortgage approval rate?
Ameritrust Mortgage Corporation approved 94.0% of the 5,912 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 12.5 points above the 81.5% national rate for the same mix of loan types.
How often do borrowers take the loan Ameritrust Mortgage Corporation offers?
Borrowers accepted 99% of the loans Ameritrust Mortgage Corporation approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Ameritrust Mortgage Corporation make?
The typical home purchase mortgage loan Ameritrust Mortgage Corporation made was $455K; across all loan types its typical loan ran from $275K to $735K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Ameritrust Mortgage Corporation lend?
Ameritrust Mortgage Corporation decided applications in 45 of the states Fat Boy Data covers, most of them in California, Florida and Texas.
Can I apply to Ameritrust Mortgage Corporation directly?
Yes. Ameritrust Mortgage Corporation reports as a direct lender that takes applications from borrowers. Its website is ameritrust.com.
Does this page show Ameritrust Mortgage Corporation's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Ameritrust Mortgage Corporation treats applications, then get a rate quote from the lender.