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investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in San Bernardino County, California

Fat Boy Data analyzed investment cash-out refinance activity in San Bernardino County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,672 applications were decided by 277 lenders between 2023 and 2025.

San Bernardino County at a glance

277Active lenders45 with 20+ decisions
74.0%Market approval rate2,717 of 3,672 decided
$295KTypical loanmedian lender, $10K brackets
89%Borrower take-up2,414 loans funded

How San Bernardino County compares

Approval rate compared
San Bernardino County74.0%California75.0%All 616 counties73.1%
Typical loan compared
San Bernardino County$295KCalifornia$425KAll 616 counties$205K

What the data shows

Rocket Mortgage, LLC made the most investment cash-out refinances in San Bernardino County, CA, 121 of them.

Aaa Capital Investment, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 39.

The typical investment cash-out refinance here is $295K, 31% smaller than the California typical of $425K.

Approval rate of all 45 lenders with 20+ decisions here
0%25%50%75%100%One lender: 13% approved of 67One lender: 42% approved of 40One lender: 43% approved of 21Hometown Equity Mortgage, LLC: 46% approved of 109One lender: 46% approved of 28One lender: 48% approved of 29One lender: 54% approved of 35One lender: 58% approved of 31Homexpress Mortgage Corp.: 58% approved of 120One lender: 59% approved of 51One lender: 59% approved of 39One lender: 63% approved of 51One lender: 64% approved of 33One lender: 65% approved of 20One lender: 67% approved of 24One lender: 67% approved of 24One lender: 68% approved of 25United Wholesale Mortgage, LLC: 70% approved of 492One lender: 72% approved of 39One lender: 72% approved of 29One lender: 74% approved of 58Rocket Mortgage, LLC: 75% approved of 163One lender: 76% approved of 34One lender: 79% approved of 34One lender: 81% approved of 21One lender: 82% approved of 38One lender: 83% approved of 63One lender: 85% approved of 41One lender: 86% approved of 91One lender: 86% approved of 21One lender: 87% approved of 46Ocmbc, Inc.: 89% approved of 272One lender: 91% approved of 32One lender: 91% approved of 43One lender: 91% approved of 34One lender: 91% approved of 23One lender: 95% approved of 21One lender: 96% approved of 24One lender: 96% approved of 25One lender: 97% approved of 89One lender: 100% approved of 51One lender: 100% approved of 39One lender: 100% approved of 30One lender: 100% approved of 27One lender: 100% approved of 24

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property cash-out lenders in San Bernardino County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only70%343 / 49297%$245K332
2Ocmbc, Inc.Broker only89%242 / 27269%$295K167
3Rocket Mortgage, LLC75%122 / 16399%$255K121
4Homexpress Mortgage Corp.Broker only58%70 / 120100%$315K70
5Hometown Equity Mortgage, LLC46%50 / 10998%$255K49

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 272 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment cash-out refinance lenders in San Bernardino County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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