Armed Forces Bank, National Association mortgage approval rate & lending review
Armed Forces Bank, National Association decided 2,921 mortgage applications and funded 2,505 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Armed Forces Bank, National Association reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Armed Forces Bank, National Association at a glance
Approval is 2.3 points above the 84.1% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 92% | 1,948 / 2,114 | 99% | $385K | 1,937 |
| Cash-out refinance | 71% | 211 / 297 | 100% | $425K | 211 |
| Refinance | 67% | 254 / 381 | 98% | $475K | 249 |
| Investment property purchase | 89% | 87 / 98 | 100% | $265K | 87 |
Armed Forces Bank, National Association lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 84% | $325K | 314 | 263 |
| Virginia | 91% | $355K | 243 | 221 |
| Florida | 81% | $455K | 226 | 182 |
| Arizona | 91% | $475K | 181 | 165 |
| North Carolina | 87% | $335K | 150 | 128 |
| Missouri | 86% | $315K | 142 | 122 |
| Colorado | 86% | $525K | 125 | 107 |
| Georgia | 81% | $365K | 116 | 93 |
| California | 81% | $615K | 115 | 91 |
| Maryland | 91% | $515K | 103 | 93 |
| Washington | 89% | $535K | 102 | 90 |
| Kansas | 93% | $375K | 86 | 80 |
| Nevada | 93% | $425K | 86 | 78 |
| Minnesota | 93% | $345K | 84 | 78 |
| Alabama | 90% | $405K | 70 | 63 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Armed Forces Bank, National Association lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Virginia Beach city, VA | Mortgage lenders | 100% | 51 | 51 |
| Cumberland County, NC | Mortgage lenders | 95% | 39 | 36 |
| Chesapeake city, VA | Mortgage lenders | 97% | 32 | 31 |
| Cass County, MO | Mortgage lenders | 93% | 27 | 25 |
| Norfolk city, VA | Mortgage lenders | 96% | 23 | 22 |
The county markets where Armed Forces Bank, National Association made the most loans. Each link opens that market with every lender ranked.
Questions about Armed Forces Bank, National Association
What is Armed Forces Bank, National Association's mortgage approval rate?
Armed Forces Bank, National Association approved 86.3% of the 2,921 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 2.3 points above the 84.1% national rate for the same mix of loan types.
How often do borrowers take the loan Armed Forces Bank, National Association offers?
Borrowers accepted 99% of the loans Armed Forces Bank, National Association approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Armed Forces Bank, National Association make?
The typical home purchase mortgage loan Armed Forces Bank, National Association made was $385K; across all loan types its typical loan ran from $265K to $475K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Armed Forces Bank, National Association lend?
Armed Forces Bank, National Association decided applications in 50 of the states Fat Boy Data covers, most of them in Texas, Virginia and Florida.
Can I apply to Armed Forces Bank, National Association directly?
Yes. Armed Forces Bank, National Association is a bank or credit union with 15 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Armed Forces Bank, National Association's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Armed Forces Bank, National Association treats applications, then get a rate quote from the lender.