Lender profile · HMDA 2023–2025
Avadian mortgage approval rates & lending data
Avadian decided 1,964 mortgage applications and funded 1,646 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 576 / 603 | 95% | $305K | 546 |
| Home improvement loans | 80% | 747 / 932 | 100% | $55K | 747 |
| Cash-out refinance | 82% | 88 / 107 | 92% | $195K | 81 |
| Refinance | 86% | 173 / 200 | 97% | $255K | 168 |
| Investment property purchase | 92% | 85 / 92 | 96% | $265K | 82 |
Avadian lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Alabama | 86% | $185K | 1,947 | 1,630 |
| Florida | 91% | $375K | 11 | 10 |
| Georgia | 100% | $325K | 2 | 2 |
| Louisiana | 100% | $105K | 2 | 2 |
| Tennessee | 100% | $95K | 2 | 2 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.