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investment property lenders · HMDA 2023–2025

Investment property lenders in Shelby County, Alabama

Fat Boy Data analyzed investment property mortgage activity in Shelby County, Alabama, home to Alabaster, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 710 applications were decided by 183 lenders between 2023 and 2025.

Shelby County at a glance

183Active lenders5 with 20+ decisions
89.7%Market approval rate637 of 710 decided
$195KTypical loanmedian lender, $10K brackets
97%Borrower take-up617 loans funded

How Shelby County compares

Approval rate compared
Shelby County89.7%Alabama88.5%All 616 counties87.5%
Typical loan compared
Shelby County$195KAlabama$165KAll 616 counties$255K

What the data shows

Central State Bank made the most investment property mortgages in Shelby County, AL, 51 of them.

Central State Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 53.

The typical investment property mortgage here is $195K, 18% larger than the Alabama typical of $165K.

Approval rate of all 5 lenders with 20+ decisions here
0%25%50%75%100%Kiavi Funding, Inc.: 78% approved of 40United Wholesale Mortgage, LLC: 87% approved of 38Central State Bank: 100% approved of 53Avadian: 100% approved of 33Regions Bank: 100% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property lenders in Shelby County

LenderApprovalApprovedTaken upTypical loanLoans made
1Central State Bank100%53 / 5396%$185K51
2Kiavi Funding, Inc.78%31 / 4097%$195K30
3United Wholesale Mortgage, LLCBroker only87%33 / 38100%$185K33
4Avadian100%33 / 33100%$265K33
5Regions Bank100%22 / 2295%$195K21

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 178 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment property mortgage lenders in Shelby County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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