Home›Alabama›Shelby County›Refinance
refinance lenders · HMDA 2023–2025

Refinance lenders in Shelby County, Alabama

Fat Boy Data analyzed mortgage refinance activity in Shelby County, Alabama, home to Alabaster, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,474 applications were decided by 183 lenders between 2023 and 2025.

Shelby County at a glance

183Active lenders27 with 20+ decisions
79.3%Market approval rate1,963 of 2,474 decided
$225KTypical loanmedian lender, $10K brackets
93%Borrower take-up1,816 loans funded

How Shelby County compares

Approval rate compared
Shelby County79.3%Alabama77.5%All 616 counties76.5%
Typical loan compared
Shelby County$225KAlabama$205KAll 616 counties$295K

What the data shows

Regions Bank made the most mortgage refinances in Shelby County, AL, 362 of them.

Union Home Mortgage Corp. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 24.

Approval rate of all 27 lenders with 20+ decisions here
0%25%50%75%100%One lender: 35% approved of 40One lender: 41% approved of 32One lender: 64% approved of 22One lender: 64% approved of 28One lender: 68% approved of 37One lender: 73% approved of 22One lender: 76% approved of 21Regions Bank: 76% approved of 523PNC Bank, National Association: 78% approved of 95One lender: 78% approved of 37One lender: 79% approved of 70Rocket Mortgage, LLC: 79% approved of 104One lender: 79% approved of 34One lender: 81% approved of 62One lender: 81% approved of 21One lender: 82% approved of 22One lender: 83% approved of 29One lender: 83% approved of 30One lender: 85% approved of 20One lender: 89% approved of 57United Wholesale Mortgage, LLC: 90% approved of 156One lender: 90% approved of 51America's First: 92% approved of 87One lender: 96% approved of 24One lender: 97% approved of 34One lender: 98% approved of 87One lender: 100% approved of 24

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Shelby County

LenderApprovalApprovedTaken upTypical loanLoans made
1Regions Bank76%399 / 52391%$105K362
2United Wholesale Mortgage, LLCBroker only90%140 / 15696%$315K134
3Rocket Mortgage, LLC79%82 / 10495%$265K78
4PNC Bank, National Association78%74 / 9597%$135K72
5America's First92%80 / 8798%$105K78

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 178 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Shelby County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

We email you the unlock link plus occasional updates on this market. We may also share your interest with mortgage providers so they can contact you.See how we use your data. Unsubscribe any time.

Also active in Shelby County

Other lending data for Shelby County

Nearby markets