Home improvement loan lenders in Madison County, Alabama
Fat Boy Data analyzed home improvement loan activity in Madison County, Alabama, home to Huntsville, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,580 applications were decided by 98 lenders between 2023 and 2025.
Madison County at a glance
How Madison County compares
What the data shows
Redstone Federal Credit Union made the most home improvement loans in Madison County, AL, 1,426 of them.
That is 51% of every home improvement loan originated here, so this market is unusually concentrated in one lender.
ServisFirst Bank approved the highest share of applications among lenders with at least 20 decisions here, 97% of 30.
Lenders approved 69.2% of home improvement loan applications in Madison County, AL, 6.8 percentage points above the Alabama rate of 62.3%.
Only 1 lender here typically writes at or below $35K: North Alabama Educators Credit Union.
Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.
Home improvement loan lenders in Madison County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Redstone Federal Credit Union | 75% | 1,646 / 2,196 | 87% | $55K | 1,426 |
| 2 | Regions Bank | 55% | 445 / 810 | 88% | $55K | 393 |
| 3 | Navy Federal Credit Union | 74% | 128 / 174 | 95% | $65K | 121 |
| 4 | PNC Bank, National Association | 60% | 101 / 169 | 98% | $75K | 99 |
| 5 | Discover Bank | 41% | 44 / 107 | 95% | $65K | 42 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 93 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest home improvement loan lenders in Madison County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
- Every lender in the market
- Approval rate and borrower take-up
- Typical loan size and range
- Nearest office and distance
- Branch count and application options
- How easy each lender is to reach
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