Azura Credit Union mortgage approval rate & lending review
Azura Credit Union decided 676 mortgage applications and funded 460 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Azura Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Azura Credit Union at a glance
Approval is 0.2 points above the 70.8% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 76% | 67 / 88 | 91% | $145K | 61 |
| Home improvement loans | 79% | 190 / 242 | 96% | $35K | 183 |
| Cash-out refinance | 63% | 111 / 175 | 98% | $55K | 109 |
| Refinance | 66% | 108 / 164 | 96% | $45K | 104 |
Azura Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Kansas | 71% | $45K | 660 | 452 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Azura Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Shawnee County, KS | Home improvement loans | 79% | 201 | 154 |
| Shawnee County, KS | Cash-out refinance | 64% | 149 | 93 |
| Shawnee County, KS | Refinance | 67% | 141 | 90 |
| Shawnee County, KS | Mortgage lenders | 79% | 77 | 57 |
| Johnson County, KS | Home improvement loans | 90% | 21 | 18 |
The county markets where Azura Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Azura Credit Union
What is Azura Credit Union's mortgage approval rate?
Azura Credit Union approved 71.0% of the 676 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 0.2 points above the 70.8% national rate for the same mix of loan types.
How often do borrowers take the loan Azura Credit Union offers?
Borrowers accepted 96% of the loans Azura Credit Union approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Azura Credit Union make?
The typical home improvement loan loan Azura Credit Union made was $35K; across all loan types its typical loan ran from $35K to $145K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Azura Credit Union lend?
Azura Credit Union decided applications in 3 of the states Fat Boy Data covers, most of them in Kansas, Missouri and Arizona.
Can I apply to Azura Credit Union directly?
Yes. Azura Credit Union is a bank or credit union with 12 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Azura Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Azura Credit Union treats applications, then get a rate quote from the lender.