Home›Hawaii›Hawaii County›Refinance
refinance lenders · HMDA 2023–2025

Refinance lenders in Hawaii County, Hawaii

Fat Boy Data analyzed mortgage refinance activity in Hawaii County, Hawaii, home to Hilo, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,297 applications were decided by 97 lenders between 2023 and 2025.

Hawaii County at a glance

97Active lenders14 with 20+ decisions
71.6%Market approval rate929 of 1,297 decided
$355KTypical loanmedian lender, $10K brackets
94%Borrower take-up876 loans funded

How Hawaii County compares

Approval rate compared
Hawaii County71.6%Hawaii73.6%All 616 counties76.5%
Typical loan compared
Hawaii County$355KHawaii$305KAll 616 counties$295K

What the data shows

First Hawaiian Bank made the most mortgage refinances in Hawaii County, HI, 117 of them.

Freedom Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 95% of 44.

The typical mortgage refinance here is $355K, 16% larger than the Hawaii typical of $305K.

Approval rate of all 14 lenders with 20+ decisions here
0%25%50%75%100%One lender: 52% approved of 25One lender: 53% approved of 58Central Pacific Bank: 58% approved of 91Bank of Hawaii: 59% approved of 185One lender: 64% approved of 33One lender: 70% approved of 23First Hawaiian Bank: 70% approved of 166One lender: 75% approved of 36Rocket Mortgage, LLC: 80% approved of 76One lender: 81% approved of 37United Wholesale Mortgage, LLC: 85% approved of 136One lender: 86% approved of 29One lender: 90% approved of 31One lender: 95% approved of 44

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Hawaii County

LenderApprovalApprovedTaken upTypical loanLoans made
1Bank of Hawaii59%110 / 18599%$185K109
2First Hawaiian Bank70%117 / 166100%$205K117
3United Wholesale Mortgage, LLCBroker only85%116 / 13695%$465K110
4Central Pacific Bank58%53 / 9196%$205K51
5Rocket Mortgage, LLC80%61 / 7682%$385K50

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 92 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Hawaii County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

We email you the unlock link plus occasional updates on this market. We may also share your interest with mortgage providers so they can contact you.See how we use your data. Unsubscribe any time.

Also active in Hawaii County

Other lending data for Hawaii County

Nearby markets