Beeline Loans, Inc. mortgage approval rate & lending review
Beeline Loans, Inc. decided 4,312 mortgage applications and funded 993 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Beeline Loans, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to makeabeeline.com.
Beeline Loans, Inc. at a glance
Approval is 47.1 points below the 72.5% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 34% | 86 / 254 | 88% | $475K | 76 |
| Home improvement loans | 6% | 17 / 282 | 94% | $255K | 16 |
| Cash-out refinance | 8% | 144 / 1,736 | 90% | $275K | 130 |
| Refinance | 27% | 68 / 254 | 96% | $485K | 65 |
| Investment property purchase | 61% | 263 / 432 | 90% | $195K | 238 |
| Investment cash-out refinance | 37% | 389 / 1,050 | 89% | $175K | 347 |
| Investment refinance | 44% | 75 / 169 | 95% | $225K | 71 |
| Investment home improvement | 37% | 50 / 135 | 100% | $225K | 50 |
Beeline Loans, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 24% | $215K | 715 | 158 |
| Florida | 24% | $225K | 578 | 129 |
| California | 21% | $405K | 380 | 74 |
| Georgia | 23% | $195K | 262 | 55 |
| Pennsylvania | 23% | $145K | 244 | 51 |
| Ohio | 29% | $125K | 240 | 62 |
| North Carolina | 33% | $265K | 237 | 75 |
| Illinois | 21% | $135K | 168 | 30 |
| Massachusetts | 25% | $395K | 154 | 35 |
| Michigan | 21% | $115K | 145 | 26 |
| Maryland | 34% | $295K | 134 | 42 |
| Virginia | 34% | $255K | 127 | 40 |
| Tennessee | 30% | $145K | 122 | 35 |
| Arizona | 12% | $305K | 112 | 13 |
| Alabama | 32% | $165K | 98 | 27 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Beeline Loans, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Harris County, TX | Investment cash-out refinance | 32% | 25 | 8 |
| Allegheny County, PA | Investment cash-out refinance | 29% | 21 | 5 |
| Tarrant County, TX | Cash-out refinance | 10% | 41 | 4 |
| Travis County, TX | Cash-out refinance | 22% | 23 | 4 |
| Bexar County, TX | Cash-out refinance | 3% | 29 | 1 |
The county markets where Beeline Loans, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about Beeline Loans, Inc.
What is Beeline Loans, Inc.'s mortgage approval rate?
Beeline Loans, Inc. approved 25.3% of the 4,312 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 47.1 points below the 72.5% national rate for the same mix of loan types.
How often do borrowers take the loan Beeline Loans, Inc. offers?
Borrowers accepted 91% of the loans Beeline Loans, Inc. approved, against 94% for all cash-out refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Beeline Loans, Inc. make?
The typical cash-out refinance loan Beeline Loans, Inc. made was $275K; across all loan types its typical loan ran from $175K to $485K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Beeline Loans, Inc. lend?
Beeline Loans, Inc. decided applications in 36 of the states Fat Boy Data covers, most of them in Texas, Florida and California.
Can I apply to Beeline Loans, Inc. directly?
Yes. Beeline Loans, Inc. reports as a direct lender that takes applications from borrowers. Its website is makeabeeline.com.
Does this page show Beeline Loans, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Beeline Loans, Inc. treats applications, then get a rate quote from the lender.