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investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Harris County, Texas

Fat Boy Data analyzed investment cash-out refinance activity in Harris County, Texas to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,474 applications were decided by 319 lenders between 2023 and 2025.

Harris County at a glance

319Active lenders55 with 20+ decisions
71.2%Market approval rate3,900 of 5,474 decided
$175KTypical loanmedian lender, $10K brackets
89%Borrower take-up3,471 loans funded

How Harris County compares

Approval rate compared
Harris County71.2%Texas71.4%All 616 counties73.1%
Typical loan compared
Harris County$175KTexas$185KAll 616 counties$205K

What the data shows

Amwest Funding Corp. made the most investment cash-out refinances in Harris County, TX, 143 of them.

Velocity Commercial Capital, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 135.

Approval rate of all 55 lenders with 20+ decisions here
0%25%50%75%100%Wells Fargo Bank, National Association: 7% approved of 54American Financing Corporation: 10% approved of 21Amerisave Mortgage Corporation: 14% approved of 63Beeline Loans, Inc.: 32% approved of 25Lendingone, LLC: 33% approved of 86Homexpress Mortgage Corp.: 45% approved of 241Newrez LLC: 45% approved of 108Kind Lending, LLC: 50% approved of 46Nationstar Mortgage LLC: 50% approved of 32Community Resource Credit Union: 50% approved of 22All Credit Considered Mortgage, Inc.: 52% approved of 25Hometown Equity Mortgage, LLC: 53% approved of 193Loandepot.Com, LLC: 56% approved of 36Zions Bancorporation, N.A.: 57% approved of 58Aml Funding LLC: 60% approved of 25JPMorgan Chase Bank, National Association: 61% approved of 46Ice Lender Holdings LLC: 62% approved of 42Securitynational Mortgage Company: 62% approved of 37Logan Finance Corporation: 64% approved of 22Loan Funder LLC: 64% approved of 102Pennymac Loan Services, LLC: 64% approved of 58Deephaven Mortgage LLC: 64% approved of 42Rocket Mortgage, LLC: 64% approved of 149Flexpoint, Inc.: 65% approved of 34Carrington Mortgage Services, LLC: 68% approved of 74New American Funding, LLC: 68% approved of 44American Financial Network, Inc.: 70% approved of 37Ameritrust Mortgage Corporation: 71% approved of 31United Wholesale Mortgage, LLC: 71% approved of 609Change Lending, LLC: 73% approved of 22Angel Oak Mortgage Solutions LLC: 75% approved of 81Nexera Holding LLC: 76% approved of 68Champions Funding, LLC: 77% approved of 132Network Funding, L.P.: 77% approved of 30Plaza Home Mortgage, Inc.: 77% approved of 44A&D Mortgage LLC: 80% approved of 98Ocmbc, Inc.: 80% approved of 234Everett Financial, Inc.: 81% approved of 21Crosscountry Mortgage, LLC: 85% approved of 20Royal Pacific Funding Corp.: 86% approved of 21Bpl Mortgage, LLC: 87% approved of 139Cmg Mortgage, Inc.: 88% approved of 64Lima One Capital, LLC: 88% approved of 48Randolph-Brooks Federal Credit Union: 90% approved of 21Amwest Funding Corp.: 91% approved of 159American Heritage Lending, LLC: 92% approved of 90The Loan Store, Inc.: 93% approved of 110Emporium Tpo LLC: 94% approved of 89Citadel Servicing Corporation: 95% approved of 122Velocity Commercial Capital, LLC: 100% approved of 135Rf Renovo Management Company, LLC: 100% approved of 127Dominion Financial Services, LLC: 100% approved of 42General Mortgage Capital Corporation: 100% approved of 27Nations Reliable Lending, LLC: 100% approved of 21Guild Mortgage Company LLC: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property cash-out lenders in Harris County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only71%434 / 60999%$175K428
2Homexpress Mortgage Corp.Broker only45%108 / 24195%$205K103
3Ocmbc, Inc.Broker only80%187 / 23468%$185K128
4Hometown Equity Mortgage, LLC53%102 / 193100%$195K102
5Amwest Funding Corp.91%144 / 15999%$175K143

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 314 more lenders.

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Other lending data for Harris County

Mortgage lenders in Harris CountyHome improvement loans in Harris CountyCash-out refinance in Harris CountyRefinance in Harris CountyInvestment property purchase in Harris CountyInvestment refinance in Harris CountyInvestment home improvement in Harris County

Nearby markets

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