Belco Community Credit Union mortgage approval rate & lending review
Belco Community Credit Union decided 1,743 mortgage applications and funded 1,313 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Belco Community Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Belco Community Credit Union at a glance
Approval is 15.8 points above the 69.1% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 82% | 42 / 51 | 81% | $145K | 34 |
| Home improvement loans | 84% | 800 / 953 | 88% | $55K | 708 |
| Refinance | 87% | 617 / 706 | 91% | $85K | 559 |
Belco Community Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Pennsylvania | 85% | $55K | 1,741 | 1,311 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Belco Community Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Lancaster County, PA | Home improvement loans | 85% | 338 | 263 |
| Lancaster County, PA | Refinance | 86% | 245 | 188 |
| Cumberland County, PA | Home improvement loans | 86% | 178 | 137 |
| Dauphin County, PA | Home improvement loans | 78% | 162 | 112 |
| Cumberland County, PA | Refinance | 88% | 129 | 101 |
| Dauphin County, PA | Refinance | 89% | 110 | 89 |
| York County, PA | Home improvement loans | 80% | 112 | 77 |
| York County, PA | Refinance | 87% | 94 | 76 |
| Adams County, PA | Home improvement loans | 89% | 87 | 68 |
| Adams County, PA | Refinance | 89% | 57 | 49 |
| Lebanon County, PA | Refinance | 90% | 39 | 31 |
| Lebanon County, PA | Home improvement loans | 90% | 40 | 27 |
The county markets where Belco Community Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Belco Community Credit Union
What is Belco Community Credit Union's mortgage approval rate?
Belco Community Credit Union approved 84.9% of the 1,743 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 15.8 points above the 69.1% national rate for the same mix of loan types.
How often do borrowers take the loan Belco Community Credit Union offers?
Borrowers accepted 89% of the loans Belco Community Credit Union approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Belco Community Credit Union make?
The typical home improvement loan loan Belco Community Credit Union made was $55K; across all loan types its typical loan ran from $55K to $145K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Belco Community Credit Union lend?
Belco Community Credit Union decided applications in 3 of the states Fat Boy Data covers, most of them in Pennsylvania, Florida and Maine.
Can I apply to Belco Community Credit Union directly?
Yes. Belco Community Credit Union is a bank or credit union with 14 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Belco Community Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Belco Community Credit Union treats applications, then get a rate quote from the lender.