Refinance lenders in Cumberland County, Pennsylvania
Fat Boy Data analyzed mortgage refinance activity in Cumberland County, Pennsylvania to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,545 applications were decided by 165 lenders between 2023 and 2025.
Cumberland County at a glance
How Cumberland County compares
What the data shows
Members 1St made the most mortgage refinances in Cumberland County, PA, 846 of them.
That is 33% of every mortgage refinance originated here, so this market is unusually concentrated in one lender.
Freedom Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 96% of 53.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Refinance lenders in Cumberland County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Members 1St | 73% | 873 / 1,199 | 97% | $95K | 846 |
| 2 | Citizens Bank, National Association | 79% | 151 / 191 | 97% | $205K | 146 |
| 3 | Orrstown Bank | 73% | 127 / 173 | 94% | $175K | 120 |
| 4 | United Wholesale Mortgage, LLCBroker only | 85% | 145 / 170 | 96% | $365K | 139 |
| 5 | Manufacturers and Traders Trust Company | 86% | 145 / 168 | 98% | $105K | 142 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 160 more lenders.
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You are seeing the 5 largest mortgage refinance lenders in Cumberland County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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- Approval and take-up rates
- Typical loan and full range
- Nearest office and distance
- Branch count and how to apply
- How reachable each lender is
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