Capital Center, L.L.C. mortgage approval rate & lending review
Capital Center, L.L.C. decided 3,831 mortgage applications and funded 3,218 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Capital Center, L.L.C. reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Capital Center, L.L.C. at a glance
Approval is 3.2 points above the 80.9% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 92% | 1,636 / 1,770 | 100% | $355K | 1,636 |
| Home improvement loans | 74% | 20 / 27 | 100% | $85K | 20 |
| Cash-out refinance | 62% | 389 / 631 | 100% | $275K | 389 |
| Refinance | 86% | 781 / 903 | 100% | $405K | 779 |
| Investment property purchase | 88% | 209 / 237 | 100% | $245K | 209 |
| Investment cash-out refinance | 51% | 31 / 61 | 100% | $175K | 31 |
| Investment refinance | 76% | 154 / 202 | 100% | $245K | 154 |
Capital Center, L.L.C. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Virginia | 85% | $355K | 2,947 | 2,509 |
| North Carolina | 81% | $385K | 477 | 387 |
| South Carolina | 82% | $365K | 122 | 100 |
| Florida | 86% | $275K | 107 | 92 |
| Maryland | 73% | $415K | 101 | 74 |
| Georgia | 78% | $295K | 37 | 29 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Capital Center, L.L.C. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Henrico County, VA | Mortgage lenders | 93% | 386 | 360 |
| Chesterfield County, VA | Mortgage lenders | 92% | 356 | 326 |
| Henrico County, VA | Refinance | 88% | 200 | 175 |
| Chesterfield County, VA | Refinance | 89% | 167 | 148 |
| Richmond city, VA | Mortgage lenders | 91% | 156 | 142 |
| Hanover County, VA | Mortgage lenders | 97% | 145 | 140 |
| Chesterfield County, VA | Cash-out refinance | 67% | 174 | 116 |
| Hanover County, VA | Refinance | 93% | 81 | 75 |
| Henrico County, VA | Cash-out refinance | 65% | 113 | 73 |
| Virginia Beach city, VA | Mortgage lenders | 99% | 71 | 70 |
| Richmond city, VA | Refinance | 90% | 70 | 62 |
| Henrico County, VA | Investment property purchase | 85% | 60 | 51 |
The county markets where Capital Center, L.L.C. made the most loans. Each link opens that market with every lender ranked.
Questions about Capital Center, L.L.C.
What is Capital Center, L.L.C.'s mortgage approval rate?
Capital Center, L.L.C. approved 84.1% of the 3,831 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 3.2 points above the 80.9% national rate for the same mix of loan types.
How often do borrowers take the loan Capital Center, L.L.C. offers?
Borrowers accepted 100% of the loans Capital Center, L.L.C. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Capital Center, L.L.C. make?
The typical home purchase mortgage loan Capital Center, L.L.C. made was $355K; across all loan types its typical loan ran from $85K to $405K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Capital Center, L.L.C. lend?
Capital Center, L.L.C. decided applications in 9 of the states Fat Boy Data covers, most of them in Virginia, North Carolina and South Carolina.
Can I apply to Capital Center, L.L.C. directly?
Yes. Capital Center, L.L.C. reports as a direct lender that takes applications from borrowers.
Does this page show Capital Center, L.L.C.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Capital Center, L.L.C. treats applications, then get a rate quote from the lender.