Citadel Servicing Corporation mortgage approval rate & lending review
Citadel Servicing Corporation decided 26,832 mortgage applications and funded 16,092 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Citadel Servicing Corporation reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to citadelservicing.com.
Citadel Servicing Corporation at a glance
Approval is 14.6 points above the 80.7% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 6,014 / 6,228 | 70% | $475K | 4,238 |
| Cash-out refinance | 93% | 2,977 / 3,216 | 61% | $395K | 1,819 |
| Refinance | 91% | 747 / 820 | 58% | $485K | 436 |
| Investment property purchase | 97% | 8,049 / 8,333 | 69% | $285K | 5,524 |
| Investment cash-out refinance | 95% | 6,337 / 6,686 | 55% | $265K | 3,471 |
| Investment refinance | 94% | 1,461 / 1,548 | 41% | $345K | 603 |
Citadel Servicing Corporation lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 96% | $295K | 6,127 | 3,606 |
| California | 96% | $615K | 5,075 | 3,161 |
| Texas | 95% | $235K | 2,651 | 1,477 |
| Arizona | 97% | $265K | 1,001 | 627 |
| New York | 95% | $505K | 960 | 586 |
| New Jersey | 95% | $455K | 928 | 577 |
| Pennsylvania | 94% | $215K | 791 | 441 |
| Georgia | 95% | $265K | 776 | 439 |
| Nevada | 95% | $365K | 764 | 497 |
| Illinois | 94% | $235K | 736 | 415 |
| Hawaii | 96% | $315K | 685 | 492 |
| South Carolina | 97% | $135K | 684 | 495 |
| Maryland | 91% | $225K | 657 | 324 |
| North Carolina | 96% | $205K | 640 | 395 |
| Washington | 94% | $505K | 535 | 328 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Citadel Servicing Corporation lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Miami-Dade County, FL | Investment property purchase | 97% | 598 | 367 |
| Los Angeles County, CA | Mortgage lenders | 98% | 484 | 343 |
| Miami-Dade County, FL | Mortgage lenders | 97% | 293 | 206 |
| Broward County, FL | Investment property purchase | 95% | 280 | 185 |
| Miami-Dade County, FL | Investment cash-out refinance | 98% | 377 | 185 |
| Clark County, NV | Investment property purchase | 94% | 254 | 171 |
| Los Angeles County, CA | Investment cash-out refinance | 98% | 277 | 163 |
| Harris County, TX | Investment property purchase | 98% | 236 | 160 |
| Los Angeles County, CA | Investment property purchase | 95% | 218 | 147 |
| Orange County, FL | Investment property purchase | 97% | 206 | 124 |
| Orange County, CA | Mortgage lenders | 97% | 176 | 120 |
| Horry County, SC | Investment property purchase | 95% | 173 | 119 |
The county markets where Citadel Servicing Corporation made the most loans. Each link opens that market with every lender ranked.
Questions about Citadel Servicing Corporation
What is Citadel Servicing Corporation's mortgage approval rate?
Citadel Servicing Corporation approved 95.4% of the 26,832 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 14.6 points above the 80.7% national rate for the same mix of loan types.
How often do borrowers take the loan Citadel Servicing Corporation offers?
Borrowers accepted 63% of the loans Citadel Servicing Corporation approved, against 95% for all investment property mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Citadel Servicing Corporation make?
The typical investment property mortgage loan Citadel Servicing Corporation made was $285K; across all loan types its typical loan ran from $265K to $485K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Citadel Servicing Corporation lend?
Citadel Servicing Corporation decided applications in 48 of the states Fat Boy Data covers, most of them in Florida, California and Texas.
Can I apply to Citadel Servicing Corporation directly?
Yes. Citadel Servicing Corporation reports as a direct lender that takes applications from borrowers. Its website is citadelservicing.com.
Does this page show Citadel Servicing Corporation's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Citadel Servicing Corporation treats applications, then get a rate quote from the lender.