Lender profile · HMDA 2023–2025
Citizens National Bank of Texas mortgage approval rates & lending data
Citizens National Bank of Texas decided 271 mortgage applications and funded 224 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 92% | 73 / 79 | 100% | $395K | 73 |
| Home improvement loans | 79% | 33 / 42 | 97% | $85K | 32 |
| Cash-out refinance | 65% | 20 / 31 | 95% | $135K | 19 |
| Investment property purchase | 90% | 71 / 79 | 96% | $165K | 68 |
Citizens National Bank of Texas lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 84% | $165K | 239 | 194 |
| California | 100% | $725K | 20 | 20 |
| Florida | 100% | $405K | 4 | 4 |
| Nevada | 100% | $695K | 3 | 2 |
| Oklahoma | 67% | $235K | 3 | 2 |
| Montana | 100% | $2.71M | 1 | 1 |
| New York | 100% | $995K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.