Home improvement loan lenders in Ellis County, Texas
Fat Boy Data analyzed home improvement loan activity in Ellis County, Texas, home to Waxahachie, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,419 applications were decided by 90 lenders between 2023 and 2025.
Ellis County at a glance
How Ellis County compares
What the data shows
Frost Bank made the most home improvement loans in Ellis County, TX, 148 of them.
First Financial Bank approved the highest share of applications among lenders with at least 20 decisions here, 83% of 81.
No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.
Home improvement loan lenders in Ellis County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Frost Bank | 51% | 153 / 300 | 97% | $95K | 148 |
| 2 | Bank of America, National Association | 34% | 73 / 212 | 96% | $85K | 70 |
| 3 | Navy Federal Credit Union | 29% | 29 / 99 | 93% | $85K | 27 |
| 4 | Discover Bank | 15% | 13 / 88 | 100% | $65K | 13 |
| 5 | First Financial Bank | 83% | 67 / 81 | 99% | $105K | 66 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 85 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest home improvement loan lenders in Ellis County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
- Every lender in the market
- Approval rate and borrower take-up
- Typical loan size and range
- Nearest office and distance
- Branch count and application options
- How easy each lender is to reach
We email you the unlock link plus occasional updates on this market. We may also share your interest with mortgage providers so they can contact you.See how we use your data. Unsubscribe any time.