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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Ellis County, Texas

Fat Boy Data analyzed cash-out refinance activity in Ellis County, Texas, home to Waxahachie, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,367 applications were decided by 196 lenders between 2023 and 2025.

Ellis County at a glance

196Active lenders23 with 20+ decisions
66.5%Market approval rate1,574 of 2,367 decided
$215KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,493 loans funded

How Ellis County compares

Approval rate compared
Ellis County66.5%Texas66.8%All 616 counties68.2%
Typical loan compared
Ellis County$215KTexas$185KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Ellis County, TX, 325 of them.

Texas Trust approved the highest share of applications among lenders with at least 20 decisions here, 97% of 29.

The typical cash-out refinance here is $215K, 16% larger than the Texas typical of $185K.

Approval rate of all 23 lenders with 20+ decisions here
0%25%50%75%100%One lender: 12% approved of 51Newrez LLC: 29% approved of 89Amerisave Mortgage Corporation: 31% approved of 98One lender: 31% approved of 70One lender: 44% approved of 68One lender: 57% approved of 42One lender: 62% approved of 34One lender: 64% approved of 22One lender: 64% approved of 22One lender: 64% approved of 47Credit Union of Texas: 65% approved of 310One lender: 65% approved of 26One lender: 67% approved of 30One lender: 73% approved of 30One lender: 76% approved of 21One lender: 78% approved of 72One lender: 78% approved of 50One lender: 78% approved of 23Rocket Mortgage, LLC: 79% approved of 421United Wholesale Mortgage, LLC: 80% approved of 91One lender: 89% approved of 56One lender: 90% approved of 50One lender: 97% approved of 29

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Ellis County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC79%334 / 42197%$215K325
2Credit Union of Texas65%202 / 31094%$75K189
3Amerisave Mortgage Corporation31%30 / 98100%$235K30
4United Wholesale Mortgage, LLCBroker only80%73 / 9195%$255K69
5Newrez LLC29%26 / 89100%$185K26

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 191 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Ellis County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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