Lender profile · HMDA 2023–2025
City National Bank of Florida mortgage approval rates & lending data
City National Bank of Florida decided 2,941 mortgage applications and funded 2,576 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 90% | 1,875 / 2,083 | 100% | $275K | 1,868 |
| Home improvement loans | 81% | 21 / 26 | 100% | $765K | 21 |
| Cash-out refinance | 69% | 101 / 147 | 100% | $515K | 101 |
| Refinance | 75% | 61 / 81 | 98% | $815K | 60 |
| Investment property purchase | 89% | 466 / 523 | 100% | $395K | 466 |
| Investment refinance | 70% | 31 / 44 | 100% | $475K | 31 |
City National Bank of Florida lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 87% | $265K | 2,563 | 2,226 |
| Georgia | 90% | $295K | 139 | 125 |
| Alabama | 92% | $255K | 79 | 73 |
| California | 91% | $735K | 33 | 30 |
| New York | 92% | $445K | 26 | 24 |
| North Carolina | 93% | $365K | 14 | 13 |
| Ohio | 100% | $295K | 14 | 14 |
| South Carolina | 92% | $315K | 12 | 11 |
| Tennessee | 100% | $355K | 9 | 9 |
| Texas | 100% | $605K | 9 | 9 |
| Maryland | 100% | $1.42M | 5 | 5 |
| Arizona | 100% | $375K | 4 | 4 |
| Nevada | 100% | $685K | 4 | 4 |
| Illinois | 100% | $505K | 3 | 3 |
| New Jersey | 100% | $895K | 3 | 3 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.