Lender profile · HMDA 2023–2025
Civic Financial Services, LLC mortgage approval rates & lending data
Civic Financial Services, LLC decided 1,366 mortgage applications and funded 1,084 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Investment property purchase | 85% | 786 / 928 | 95% | $165K | 749 |
| Investment cash-out refinance | 76% | 163 / 214 | 96% | $275K | 156 |
| Investment refinance | 88% | 177 / 202 | 92% | $215K | 162 |
Civic Financial Services, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 83% | $215K | 192 | 148 |
| Maryland | 85% | $135K | 174 | 144 |
| Texas | 81% | $245K | 154 | 121 |
| Pennsylvania | 90% | $155K | 141 | 127 |
| North Carolina | 87% | $205K | 92 | 75 |
| California | 72% | $475K | 81 | 45 |
| Georgia | 80% | $215K | 79 | 61 |
| Ohio | 87% | $125K | 70 | 57 |
| Michigan | 90% | $105K | 52 | 47 |
| Tennessee | 90% | $125K | 51 | 43 |
| Illinois | 79% | $145K | 47 | 35 |
| Arizona | 86% | $685K | 35 | 28 |
| Indiana | 83% | $105K | 30 | 25 |
| Washington | 81% | $815K | 27 | 20 |
| South Carolina | 83% | $645K | 24 | 18 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.