Click N' Close, Inc. mortgage approval rate & lending review
Click N' Close, Inc. decided 21,384 mortgage applications and funded 19,680 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Click N' Close, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Click N' Close, Inc. at a glance
Approval is 7.5 points above the 86.2% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 17,939 / 19,172 | 98% | $275K | 17,627 |
| Cash-out refinance | 95% | 901 / 949 | 98% | $205K | 881 |
| Refinance | 94% | 675 / 717 | 97% | $295K | 655 |
| Investment property purchase | 96% | 330 / 343 | 100% | $225K | 329 |
| Investment cash-out refinance | 95% | 160 / 168 | 99% | $175K | 158 |
| Investment refinance | 89% | 31 / 35 | 97% | $195K | 30 |
Click N' Close, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 93% | $295K | 4,111 | 3,733 |
| Texas | 95% | $275K | 3,638 | 3,431 |
| Arizona | 95% | $305K | 2,097 | 1,970 |
| Ohio | 95% | $215K | 1,320 | 1,236 |
| North Carolina | 94% | $275K | 814 | 758 |
| Georgia | 90% | $215K | 741 | 662 |
| Louisiana | 94% | $205K | 711 | 652 |
| Missouri | 97% | $285K | 644 | 624 |
| California | 93% | $405K | 512 | 455 |
| Tennessee | 93% | $235K | 482 | 443 |
| New Mexico | 95% | $285K | 473 | 442 |
| South Carolina | 95% | $225K | 466 | 437 |
| Washington | 93% | $385K | 439 | 400 |
| Illinois | 91% | $195K | 436 | 389 |
| Michigan | 93% | $135K | 397 | 362 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Click N' Close, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Maricopa County, AZ | Mortgage lenders | 95% | 1,393 | 1,310 |
| Hillsborough County, FL | Mortgage lenders | 95% | 1,320 | 1,209 |
| Harris County, TX | Mortgage lenders | 97% | 829 | 806 |
| Lucas County, OH | Mortgage lenders | 98% | 418 | 393 |
| Pinal County, AZ | Mortgage lenders | 96% | 410 | 385 |
| Montgomery County, TX | Mortgage lenders | 98% | 322 | 314 |
| Pasco County, FL | Mortgage lenders | 94% | 332 | 310 |
| Hernando County, FL | Mortgage lenders | 93% | 250 | 230 |
| Pinellas County, FL | Mortgage lenders | 98% | 227 | 220 |
| Polk County, FL | Mortgage lenders | 91% | 239 | 211 |
| Bernalillo County, NM | Mortgage lenders | 97% | 203 | 197 |
| Fort Bend County, TX | Mortgage lenders | 98% | 193 | 189 |
The county markets where Click N' Close, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about Click N' Close, Inc.
What is Click N' Close, Inc.'s mortgage approval rate?
Click N' Close, Inc. approved 93.7% of the 21,384 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 7.5 points above the 86.2% national rate for the same mix of loan types.
How often do borrowers take the loan Click N' Close, Inc. offers?
Borrowers accepted 98% of the loans Click N' Close, Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Click N' Close, Inc. make?
The typical home purchase mortgage loan Click N' Close, Inc. made was $275K; across all loan types its typical loan ran from $175K to $295K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Click N' Close, Inc. lend?
Click N' Close, Inc. decided applications in 51 of the states Fat Boy Data covers, most of them in Florida, Texas and Arizona.
Can I apply to Click N' Close, Inc. directly?
Yes. Click N' Close, Inc. reports as a direct lender that takes applications from borrowers.
Does this page show Click N' Close, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Click N' Close, Inc. treats applications, then get a rate quote from the lender.