Community Mortgage Corporation mortgage approval rate & lending review
Community Mortgage Corporation decided 3,691 mortgage applications and funded 3,553 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Community Mortgage Corporation reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to sedo.com.
Community Mortgage Corporation at a glance
Approval is 9.4 points above the 86.8% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 3,199 / 3,319 | 100% | $275K | 3,199 |
| Cash-out refinance | 92% | 57 / 62 | 100% | $205K | 57 |
| Refinance | 97% | 95 / 98 | 100% | $355K | 95 |
| Investment property purchase | 95% | 160 / 168 | 100% | $125K | 160 |
| Investment cash-out refinance | 97% | 29 / 30 | 100% | $145K | 29 |
Community Mortgage Corporation lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Tennessee | 96% | $275K | 2,279 | 2,188 |
| Mississippi | 98% | $305K | 725 | 707 |
| Arkansas | 96% | $235K | 557 | 535 |
| Georgia | 94% | $355K | 94 | 88 |
| Alabama | 95% | $255K | 20 | 19 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Community Mortgage Corporation lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Shelby County, TN | Mortgage lenders | 96% | 1,701 | 1,631 |
| DeSoto County, MS | Mortgage lenders | 98% | 656 | 643 |
| Pulaski County, AR | Mortgage lenders | 97% | 180 | 174 |
| Saline County, AR | Mortgage lenders | 97% | 112 | 109 |
| Hamilton County, TN | Mortgage lenders | 98% | 108 | 106 |
| Benton County, AR | Mortgage lenders | 100% | 86 | 86 |
| Shelby County, TN | Investment property purchase | 95% | 91 | 86 |
| Montgomery County, TN | Mortgage lenders | 100% | 78 | 78 |
| Garland County, AR | Mortgage lenders | 91% | 68 | 62 |
| Shelby County, TN | Refinance | 100% | 44 | 44 |
| DeSoto County, MS | Refinance | 92% | 36 | 33 |
| Shelby County, TN | Cash-out refinance | 96% | 27 | 26 |
The county markets where Community Mortgage Corporation made the most loans. Each link opens that market with every lender ranked.
Questions about Community Mortgage Corporation
What is Community Mortgage Corporation's mortgage approval rate?
Community Mortgage Corporation approved 96.3% of the 3,691 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 9.4 points above the 86.8% national rate for the same mix of loan types.
How often do borrowers take the loan Community Mortgage Corporation offers?
Borrowers accepted 100% of the loans Community Mortgage Corporation approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Community Mortgage Corporation make?
The typical home purchase mortgage loan Community Mortgage Corporation made was $275K; across all loan types its typical loan ran from $125K to $355K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Community Mortgage Corporation lend?
Community Mortgage Corporation decided applications in 7 of the states Fat Boy Data covers, most of them in Tennessee, Mississippi and Arkansas.
Can I apply to Community Mortgage Corporation directly?
Yes. Community Mortgage Corporation reports as a direct lender that takes applications from borrowers. Its website is sedo.com.
Does this page show Community Mortgage Corporation's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Community Mortgage Corporation treats applications, then get a rate quote from the lender.