refinance lenders · HMDA 2023–2025

Refinance lenders in DeSoto County, Mississippi

Fat Boy Data analyzed mortgage refinance activity in DeSoto County, Mississippi, home to Southaven, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,457 applications were decided by 145 lenders between 2023 and 2025.

DeSoto County at a glance

145Active lenders26 with 20+ decisions
79.7%Market approval rate1,959 of 2,457 decided
$245KTypical loanmedian lender, $10K brackets
92%Borrower take-up1,794 loans funded

How DeSoto County compares

Approval rate compared
DeSoto County79.7%Mississippi78.6%All 616 counties76.5%
Typical loan compared
DeSoto County$245KMississippi$105KAll 616 counties$295K

What the data shows

Cadence Bank made the most mortgage refinances in DeSoto County, MS, 251 of them.

Freedom Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 98% of 181.

The typical mortgage refinance here is $245K, 133% larger than the Mississippi typical of $105K.

Approval rate of all 26 lenders with 20+ decisions here
0%25%50%75%100%One lender: 24% approved of 55One lender: 49% approved of 37One lender: 50% approved of 22One lender: 52% approved of 21One lender: 60% approved of 20One lender: 62% approved of 69One lender: 70% approved of 47Regions Bank: 70% approved of 159One lender: 71% approved of 21One lender: 75% approved of 40Rocket Mortgage, LLC: 76% approved of 131One lender: 79% approved of 33One lender: 80% approved of 20Cadence Bank: 81% approved of 313One lender: 84% approved of 49One lender: 85% approved of 113One lender: 88% approved of 24United Wholesale Mortgage, LLC: 88% approved of 149One lender: 90% approved of 96One lender: 90% approved of 58One lender: 90% approved of 81One lender: 91% approved of 32One lender: 92% approved of 36One lender: 94% approved of 107One lender: 96% approved of 74Freedom Mortgage Corporation: 98% approved of 181

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in DeSoto County

LenderApprovalApprovedTaken upTypical loanLoans made
1Cadence Bank81%255 / 31398%$65K251
2Freedom Mortgage Corporation98%177 / 18176%$315K134
3Regions Bank70%112 / 15988%$75K99
4United Wholesale Mortgage, LLCBroker only88%131 / 14989%$345K116
5Rocket Mortgage, LLC76%99 / 13189%$265K88

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 140 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in DeSoto County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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