Community Resource Credit Union mortgage approval rate & lending review
Community Resource Credit Union decided 834 mortgage applications and funded 505 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Community Resource Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Community Resource Credit Union at a glance
Approval is 11.5 points below the 72.9% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 69% | 106 / 153 | 98% | $235K | 104 |
| Cash-out refinance | 62% | 352 / 564 | 99% | $95K | 348 |
| Refinance | 35% | 18 / 51 | 100% | $135K | 18 |
| Investment cash-out refinance | 54% | 14 / 26 | 100% | $105K | 14 |
Community Resource Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 61% | $95K | 834 | 505 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Community Resource Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Harris County, TX | Cash-out refinance | 62% | 510 | 314 |
| Harris County, TX | Refinance | 35% | 48 | 17 |
| Montgomery County, TX | Cash-out refinance | 69% | 26 | 17 |
| Harris County, TX | Investment cash-out refinance | 50% | 22 | 11 |
The county markets where Community Resource Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Community Resource Credit Union
What is Community Resource Credit Union's mortgage approval rate?
Community Resource Credit Union approved 61.4% of the 834 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 11.5 points below the 72.9% national rate for the same mix of loan types.
How often do borrowers take the loan Community Resource Credit Union offers?
Borrowers accepted 99% of the loans Community Resource Credit Union approved, against 94% for all cash-out refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Community Resource Credit Union make?
The typical cash-out refinance loan Community Resource Credit Union made was $95K; across all loan types its typical loan ran from $95K to $235K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Community Resource Credit Union lend?
Community Resource Credit Union decided applications in 1 of the states Fat Boy Data covers, most of them in Texas.
Can I apply to Community Resource Credit Union directly?
Yes. Community Resource Credit Union is a bank or credit union with 12 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Community Resource Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Community Resource Credit Union treats applications, then get a rate quote from the lender.