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refinance lenders · HMDA 2023–2025

Refinance lenders in Harris County, Texas

Fat Boy Data analyzed mortgage refinance activity in Harris County, Texas, home to Houston, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 18,782 applications were decided by 505 lenders between 2023 and 2025.

Harris County at a glance

505Active lenders100 with 20+ decisions
64.1%Market approval rate12,040 of 18,782 decided
$275KTypical loanmedian lender, $10K brackets
89%Borrower take-up10,672 loans funded

How Harris County compares

Approval rate compared
Harris County64.1%Texas70.9%All 616 counties76.5%
Typical loan compared
Harris County$275KTexas$335KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in Harris County, TX, 996 of them.

Paramount Residential Mortgage Group, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 97% of 58.

Lenders approved 64.1% of mortgage refinance applications in Harris County, TX, 6.8 percentage points below the Texas rate of 70.9%.

The typical mortgage refinance here is $275K, 18% smaller than the Texas typical of $335K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 6% approved of 125One lender: 10% approved of 135One lender: 20% approved of 631One lender: 28% approved of 235One lender: 29% approved of 427One lender: 29% approved of 130One lender: 35% approved of 152One lender: 35% approved of 48Lakeview Loan Servicing, LLC: 35% approved of 826One lender: 39% approved of 77One lender: 42% approved of 371Bank of America, National Association: 46% approved of 676One lender: 47% approved of 570One lender: 47% approved of 179One lender: 51% approved of 73One lender: 51% approved of 98One lender: 51% approved of 188One lender: 51% approved of 293One lender: 52% approved of 109One lender: 55% approved of 332One lender: 57% approved of 405One lender: 57% approved of 65One lender: 60% approved of 137One lender: 61% approved of 96One lender: 62% approved of 65One lender: 64% approved of 83One lender: 67% approved of 58Rocket Mortgage, LLC: 67% approved of 1,571Zions Bancorporation, N.A.: 68% approved of 991One lender: 68% approved of 522One lender: 69% approved of 45One lender: 69% approved of 65One lender: 70% approved of 56One lender: 73% approved of 106One lender: 73% approved of 109One lender: 74% approved of 163One lender: 75% approved of 52One lender: 75% approved of 230One lender: 75% approved of 69One lender: 76% approved of 185One lender: 77% approved of 44One lender: 80% approved of 45United Wholesale Mortgage, LLC: 80% approved of 2,115One lender: 80% approved of 92One lender: 81% approved of 149One lender: 81% approved of 48One lender: 81% approved of 59One lender: 81% approved of 419One lender: 82% approved of 147One lender: 82% approved of 180One lender: 82% approved of 61One lender: 83% approved of 334One lender: 87% approved of 62One lender: 88% approved of 103One lender: 89% approved of 64One lender: 89% approved of 375One lender: 89% approved of 121One lender: 91% approved of 596One lender: 96% approved of 47One lender: 97% approved of 58

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Harris County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only80%1,699 / 2,11594%$365K1,601
2Rocket Mortgage, LLC67%1,060 / 1,57194%$245K996
3Zions Bancorporation, N.A.68%669 / 99179%$205K529
4Lakeview Loan Servicing, LLC35%293 / 82634%$325K101
5Bank of America, National Association46%313 / 67697%$155K303

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 500 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Harris County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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