Compass Mortgage, Inc. mortgage approval rate & lending review
Compass Mortgage, Inc. decided 4,307 mortgage applications and funded 4,134 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Compass Mortgage, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to compass.com.
Compass Mortgage, Inc. at a glance
Approval is 10.3 points above the 86.0% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 3,329 / 3,461 | 100% | $295K | 3,321 |
| Refinance | 98% | 547 / 561 | 99% | $305K | 542 |
| Investment property purchase | 95% | 204 / 215 | 100% | $185K | 204 |
| Investment refinance | 95% | 61 / 64 | 100% | $185K | 61 |
Compass Mortgage, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Illinois | 96% | $295K | 3,299 | 3,167 |
| Tennessee | 98% | $355K | 190 | 185 |
| Iowa | 96% | $225K | 180 | 172 |
| Florida | 95% | $345K | 168 | 160 |
| Indiana | 97% | $225K | 79 | 75 |
| Texas | 95% | $325K | 59 | 56 |
| Michigan | 98% | $305K | 56 | 55 |
| Wisconsin | 94% | $285K | 49 | 46 |
| Alabama | 97% | $365K | 33 | 32 |
| Minnesota | 94% | $305K | 31 | 29 |
| Arizona | 100% | $485K | 26 | 26 |
| California | 100% | $395K | 24 | 24 |
| South Carolina | 92% | $525K | 24 | 22 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Compass Mortgage, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| DuPage County, IL | Mortgage lenders | 98% | 684 | 672 |
| Cook County, IL | Mortgage lenders | 93% | 595 | 551 |
| Will County, IL | Mortgage lenders | 96% | 313 | 300 |
| Kane County, IL | Mortgage lenders | 97% | 300 | 288 |
| McLean County, IL | Mortgage lenders | 98% | 248 | 242 |
| DuPage County, IL | Refinance | 99% | 163 | 159 |
| Kendall County, IL | Mortgage lenders | 96% | 137 | 132 |
| DeKalb County, IL | Mortgage lenders | 99% | 117 | 115 |
| McHenry County, IL | Mortgage lenders | 100% | 111 | 111 |
| Polk County, IA | Mortgage lenders | 97% | 109 | 106 |
| Kane County, IL | Refinance | 100% | 73 | 73 |
| Will County, IL | Refinance | 98% | 51 | 50 |
The county markets where Compass Mortgage, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about Compass Mortgage, Inc.
What is Compass Mortgage, Inc.'s mortgage approval rate?
Compass Mortgage, Inc. approved 96.3% of the 4,307 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 10.3 points above the 86.0% national rate for the same mix of loan types.
How often do borrowers take the loan Compass Mortgage, Inc. offers?
Borrowers accepted 100% of the loans Compass Mortgage, Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Compass Mortgage, Inc. make?
The typical home purchase mortgage loan Compass Mortgage, Inc. made was $295K; across all loan types its typical loan ran from $185K to $305K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Compass Mortgage, Inc. lend?
Compass Mortgage, Inc. decided applications in 25 of the states Fat Boy Data covers, most of them in Illinois, Tennessee and Iowa.
Can I apply to Compass Mortgage, Inc. directly?
Yes. Compass Mortgage, Inc. reports as a direct lender that takes applications from borrowers. Its website is compass.com.
Does this page show Compass Mortgage, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Compass Mortgage, Inc. treats applications, then get a rate quote from the lender.