Complex Community Federal Credit Union mortgage approval rate & lending review
Complex Community Federal Credit Union decided 568 mortgage applications and funded 411 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Complex Community Federal Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Complex Community Federal Credit Union at a glance
Approval is 8.0 points above the 72.1% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 92% | 140 / 152 | 85% | $235K | 119 |
| Home improvement loans | 74% | 194 / 263 | 92% | $85K | 179 |
| Cash-out refinance | 74% | 55 / 74 | 95% | $135K | 52 |
| Refinance | 84% | 58 / 69 | 93% | $145K | 54 |
Complex Community Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 80% | $135K | 568 | 411 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Complex Community Federal Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Ector County, TX | Home improvement loans | 77% | 199 | 142 |
| Ector County, TX | Mortgage lenders | 93% | 100 | 79 |
| Ector County, TX | Refinance | 82% | 56 | 43 |
| Ector County, TX | Cash-out refinance | 76% | 58 | 42 |
| Midland County, TX | Home improvement loans | 62% | 56 | 31 |
The county markets where Complex Community Federal Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Complex Community Federal Credit Union
What is Complex Community Federal Credit Union's mortgage approval rate?
Complex Community Federal Credit Union approved 80.1% of the 568 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 8.0 points above the 72.1% national rate for the same mix of loan types.
How often do borrowers take the loan Complex Community Federal Credit Union offers?
Borrowers accepted 90% of the loans Complex Community Federal Credit Union approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Complex Community Federal Credit Union make?
The typical home improvement loan loan Complex Community Federal Credit Union made was $85K; across all loan types its typical loan ran from $85K to $235K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Complex Community Federal Credit Union lend?
Complex Community Federal Credit Union decided applications in 1 of the states Fat Boy Data covers, most of them in Texas.
Can I apply to Complex Community Federal Credit Union directly?
Yes. Complex Community Federal Credit Union is a bank or credit union with 11 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Complex Community Federal Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Complex Community Federal Credit Union treats applications, then get a rate quote from the lender.