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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Ector County, Texas

Fat Boy Data analyzed cash-out refinance activity in Ector County, Texas, home to Odessa, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 613 applications were decided by 85 lenders between 2023 and 2025.

Ector County at a glance

85Active lenders10 with 20+ decisions
55.0%Market approval rate337 of 613 decided
$175KTypical loanmedian lender, $10K brackets
92%Borrower take-up310 loans funded

How Ector County compares

Approval rate compared
Ector County55.0%Texas66.8%All 616 counties68.2%
Typical loan compared
Ector County$175KTexas$185KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Ector County, TX, 87 of them.

That is 28% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Complex Community Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 76% of 58.

Lenders approved 55.0% of cash-out refinance applications in Ector County, TX, 11.8 percentage points below the Texas rate of 66.8%.

Approval rate of all 10 lenders with 20+ decisions here
0%25%50%75%100%First Basin Credit Union: 6% approved of 36One lender: 22% approved of 23Amerisave Mortgage Corporation: 22% approved of 36One lender: 32% approved of 22One lender: 43% approved of 21United Wholesale Mortgage, LLC: 62% approved of 29One lender: 64% approved of 22One lender: 70% approved of 20Rocket Mortgage, LLC: 73% approved of 122Complex Community Federal Credit Union: 76% approved of 58

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Ector County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC73%89 / 12298%$175K87
2Complex Community Federal Credit Union76%44 / 5895%$135K42
3Amerisave Mortgage Corporation22%8 / 36100%$195K8
4First Basin Credit Union6%2 / 360%—0
5United Wholesale Mortgage, LLCBroker only62%18 / 2989%$185K16

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 80 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Ector County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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