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refinance lenders · HMDA 2023–2025

Refinance lenders in Ector County, Texas

Fat Boy Data analyzed mortgage refinance activity in Ector County, Texas, home to Odessa, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 833 applications were decided by 94 lenders between 2023 and 2025.

Ector County at a glance

94Active lenders11 with 20+ decisions
62.4%Market approval rate520 of 833 decided
$265KTypical loanmedian lender, $10K brackets
85%Borrower take-up442 loans funded

How Ector County compares

Approval rate compared
Ector County62.4%Texas70.9%All 616 counties76.5%
Typical loan compared
Ector County$265KTexas$335KAll 616 counties$295K

What the data shows

Freedom Mortgage Corporation made the most mortgage refinances in Ector County, TX, 53 of them.

Freedom Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 96% of 77.

Lenders approved 62.4% of mortgage refinance applications in Ector County, TX, 8.5 percentage points below the Texas rate of 70.9%.

The typical mortgage refinance here is $265K, 21% smaller than the Texas typical of $335K.

Approval rate of all 11 lenders with 20+ decisions here
0%25%50%75%100%One lender: 10% approved of 21One lender: 15% approved of 33Lakeview Loan Servicing, LLC: 27% approved of 79Rocket Mortgage, LLC: 56% approved of 68One lender: 62% approved of 21United Wholesale Mortgage, LLC: 69% approved of 71One lender: 75% approved of 32Complex Community Federal Credit Union: 82% approved of 56One lender: 85% approved of 26One lender: 90% approved of 29Freedom Mortgage Corporation: 96% approved of 77

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Ector County

LenderApprovalApprovedTaken upTypical loanLoans made
1Lakeview Loan Servicing, LLC27%21 / 7929%$245K6
2Freedom Mortgage Corporation96%74 / 7772%$275K53
3United Wholesale Mortgage, LLCBroker only69%49 / 7192%$255K45
4Rocket Mortgage, LLC56%38 / 6895%$265K36
5Complex Community Federal Credit Union82%46 / 5693%$145K43

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 89 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Ector County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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