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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Midland County, Texas

Fat Boy Data analyzed home improvement loan activity in Midland County, Texas to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 500 applications were decided by 51 lenders between 2023 and 2025.

Midland County at a glance

51Active lenders5 with 20+ decisions
43.2%Market approval rate216 of 500 decided
$95KTypical loanmedian lender, $10K brackets
93%Borrower take-up201 loans funded

How Midland County compares

Approval rate compared
Midland County43.2%Texas46.6%All 616 counties62.7%
Typical loan compared
Midland County$95KTexas$105KAll 616 counties$75K

What the data shows

Frost Bank made the most home improvement loans in Midland County, TX, 52 of them.

That is 26% of every home improvement loan originated here, so this market is unusually concentrated in one lender.

Complex Community Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 62% of 56.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 5 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 6% approved of 32Bank of America, National Association: 29% approved of 82Frost Bank: 45% approved of 116Truist Bank: 61% approved of 31Complex Community Federal Credit Union: 62% approved of 56

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Midland County

LenderApprovalApprovedTaken upTypical loanLoans made
1Frost Bank45%52 / 116100%$95K52
2Bank of America, National Association29%24 / 8283%$105K20
3Complex Community Federal Credit Union62%35 / 5689%$105K31
4Discover Bank6%2 / 32100%$75K2
5Truist Bank61%19 / 3189%$85K17

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 46 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Midland County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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