Credit Union of Denver mortgage approval rate & lending review
Credit Union of Denver decided 1,953 mortgage applications and funded 1,494 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Credit Union of Denver reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Credit Union of Denver at a glance
Approval is 8.6 points above the 67.9% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 62% | 32 / 52 | 100% | $195K | 32 |
| Home improvement loans | 76% | 910 / 1,192 | 100% | $85K | 910 |
| Refinance | 80% | 527 / 660 | 100% | $105K | 527 |
| Investment home improvement | 35% | 12 / 34 | 100% | $55K | 12 |
Credit Union of Denver lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Colorado | 76% | $85K | 1,953 | 1,494 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Credit Union of Denver lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Jefferson County, CO | Home improvement loans | 83% | 394 | 328 |
| Jefferson County, CO | Refinance | 85% | 249 | 212 |
| Denver County, CO | Home improvement loans | 75% | 232 | 173 |
| Arapahoe County, CO | Home improvement loans | 70% | 157 | 110 |
| Adams County, CO | Home improvement loans | 73% | 147 | 107 |
| Douglas County, CO | Home improvement loans | 80% | 133 | 106 |
| Denver County, CO | Refinance | 78% | 119 | 93 |
| Arapahoe County, CO | Refinance | 83% | 78 | 65 |
| Douglas County, CO | Refinance | 76% | 71 | 54 |
| Adams County, CO | Refinance | 69% | 71 | 49 |
| Weld County, CO | Home improvement loans | 67% | 42 | 28 |
| Boulder County, CO | Home improvement loans | 75% | 32 | 24 |
The county markets where Credit Union of Denver made the most loans. Each link opens that market with every lender ranked.
Questions about Credit Union of Denver
What is Credit Union of Denver's mortgage approval rate?
Credit Union of Denver approved 76.5% of the 1,953 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 8.6 points above the 67.9% national rate for the same mix of loan types.
How often do borrowers take the loan Credit Union of Denver offers?
Borrowers accepted 100% of the loans Credit Union of Denver approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Credit Union of Denver make?
The typical home improvement loan loan Credit Union of Denver made was $85K; across all loan types its typical loan ran from $55K to $195K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Credit Union of Denver lend?
Credit Union of Denver decided applications in 1 of the states Fat Boy Data covers, most of them in Colorado.
Can I apply to Credit Union of Denver directly?
Yes. Credit Union of Denver is a bank or credit union with 2 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Credit Union of Denver's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Credit Union of Denver treats applications, then get a rate quote from the lender.